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1375 S 4th St, Louisville, KY, 40208

6beds
4baths
5,989sqft
$975,000
$163price/sqft
$7,803/moest. monthly cost
$312,120/yrincome needed

About This Home

Welcome home to this fabulous circa 1894 Neoclassical Victorian home overlooking Olmsted's 17-acre Central Park boasting incredible hardwood flooring with inlays, gorgeous natural woodwork, working pocket doors, beautiful crown molding, period lighting fixtures and 9 original fireplace mantles. This grand home has approximately 6000 finished Sq. Ft. and offers 6 bedrooms, 3 full and one-half baths. The grand façade is sure to please with its show stopping architecture embellished with a whimsical, mustachioed face resting on a swag and topped by affronted scrolls bearing a torch. The wonderful front porch is great spot for morning coffee while enjoying views of the park. Step through the beautiful front doors with glass inserts into the amazing foyer with inlaid hardwood flooring, a marble fireplace (with gas insert) and the amazing vintage hand carved sweeping staircase. You will find spacious formal living rooms and dining rooms with inlaid hardwood flooring and marble fireplace mantles (with gas log inserts). At the rear of the 1st floor, you will find an incredible custom fully equipped kitchen with large center island, with off white cabinetry, black & white ceramic flooring and black leathered granite countertops. This kitchen is a chef's dream with tons of cabinets and counter space. There is also a large breakfast room off the kitchen with built-in planning desk and built in shelving. From the kitchen, step out to the spacious covered deck overlooking the rear gardens and water feature. Enchanting space for entertaining and there is even a hot tub which may remain. Between the front and rear staircases on the 1st floor is a vintage style half bath. Head up either the grand front staircase or the rear staircase to the 2nd floor where you will find the primary bedroom with private bath and a large dressing room. The primary opens out to the 2nd floor covered private deck. There are 2 additional bedrooms on this floor (one being used as a library) and another full bath with tub/shower surround. Up to the 3rd floor there are 3 large bedrooms, another full bath with ceramic surround tub/shower and pedestal sink. There is also a generous laundry room on this floor for convenience with stacking washer/dryer, laundry sink and built ins. Down to the lower level you will find a deluxe 500 Sq. Ft. laundry room with mini-kitchen, dishwasher, lots of cabinetry, granite counters and a full-size washer & dryer. There is also 1500 Sq. Ft. of unfinished space for future expansion with tons of storage. A wonderful 3-car garage with attic storage is a bonus. This home is in meticulous condition and has been maintained wonderfully by the current owners. Approximately $250,000 in updates by current sellers include 3 HVAC systems, 2 - 50-gallon water heaters, spray foamed attic, storm windows added (except front windows), new roof (house & garage) 2023, updated electrical, creation of 3rd floor laundry room, raised duct work in basement for more head room, installed 3 sets of gas logs on 1st floor, restoration of pocket doors on 1st floor, pond repair, landscaping, tuck pointing of brick and stone and the list goes on. Last 12-month average Gas & Electric for home is $370.83.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

--
Maupin Elementary SchoolGrades PK-52.3 mi
5/10
Highland Middle SchoolGrades 6-83.0 mi
1/10
Iroquois High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1894

Materials

  • Roof: Tile,Metal,Shingle
  • Construction materials: Wood Frame,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 9
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 5,489

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Third

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,489
  • Total interior livable area: 5,989 sqft

Kitchen

  • Level: First

Laundry

  • Level: Third

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 08032E00270000

Features

  • Stories: 3
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Privacy,Full,Wood,Brick

Lot

  • Lot size: 9,583 sqft
  • Features: Sidewalk,Level
  • Lot size dimensions: 50 x 190

Parking

  • Total spaces: 3
  • Parking features: Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$1,363$16,356
Property Taxes $1,038$12,456
Electricity $472$5,675
Total$7,803$93,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$267,531/yr
40% on housing$234,090/yr
45% on housing$208,080/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$99
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$975,000
2019-06-10Sold$745,000
2019-04-09Pending sale$750,000
2019-03-25Listed for sale$750,000
2018-11-01Listing removed$799,000
2018-07-31Price change$799,000
2018-05-02Price change$831,250
2017-09-13Listed for sale$875,000

For Sale by Agent

AgentMichael Mawood
BrokerageRE/MAX Results

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