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1260 S Preston St, Louisville, KY, 40203

2beds
3baths
1,248sqft
$259,900
$208price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

Welcome to 1260 S. Preston St, a newly constructed two-story home in the growing Shelby Park neighborhood. Thoughtfully designed for comfortable living, this energy-efficient home offers 1248 sq. ft. with two spacious bedrooms each featuring its own en suite bathroom plus a convenient half bath on the main level. The first floor offers an open great room, a large eat-in kitchen, 9 foot ceilings that create a bright airy feel. Large windows throughout the home provide plenty of natural light, while the kitchen leads to a generous backyard with ample off-street parking. Upstairs, you will find two private bedroom suites and a large laundry room located between them. The home is conveniently located minutes from the University of Louisville, Churchill Downs and the i-65 expressway system. You will be within walking distance of Logan Street Market, neighborhood restaurants and other local establishments. This home is eligible for VA financing as well as additional homeownership programs available to Shelby Park. The home comes with a one-year Builders Warranty and will be maintenance free for years to come.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
90
BikeBiker's Paradise

Schools

9/10
5/10
Meyzeek Middle SchoolGrades 6-80.7 mi
1/10
Iroquois High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Crawl Space,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,248

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 08032C00980000

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 3,484 sqft
  • Features: Easement,Sidewalk,Cleared
  • Lot size dimensions: 26 x 126

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$292$3,504
Property Taxes $276$3,312
Electricity $154$1,850
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$259,900
2022-05-18Sold$10,000
2020-09-10Sold$25,000

For Sale by Agent

AgentGretchen K Malone
BrokerageKentucky Select Properties

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