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4227 Hillbrook Dr, Louisville, KY, 40220

4beds
2baths
1,992sqft
$285,000
$143price/sqft
$2,048/moest. monthly cost
$81,920/yrincome needed

About This Home

Welcome home to this beautifully maintained 4-bedroom, 2-bath home located in a desirable Louisville Neighborhood! Offering a spacious and functioning layout, this home features comfortable living spaces perfect for both everyday living and entertaining. The updated kitchen provides ample cabinet and counter space, while the generously sized bedrooms offer flexibility for families, guests or a home office setup. Enjoy natural light throughout the home along with a warm and inviting atmosphere. The backyard offers plenty of room for outdoor gatherings, pets, or relaxing evenings at home.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
4/10
Westport Middle SchoolGrades 6-83.5 mi
1/10
Waggener High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Basement

Features

  • Finished area below ground: 464
  • Finished area above ground: 1,528

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,528
  • Total interior livable area: 1,992 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 14089E01280000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Privacy,Wood

Lot

  • Lot size: 10,018 sqft
  • Features: Cleared,Level

Parking

  • Parking features: Off Street,Driveway,None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$147$1,764
Property Taxes $303$3,636
Electricity $157$1,887
Total$2,048$24,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,217/yr
40% on housing$61,440/yr
45% on housing$54,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 40220$140
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40220$157
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$285,000
2026-06-25Listed for rent$2,200
2026-05-22Listed for sale$299,900
2026-05-01Listing removed$315,000
2026-03-05Price change$315,000
2026-02-06Price change$320,000
2025-12-12Listed for sale$325,000
2024-08-01Listing removed--
2024-06-06Listed for rent$2,100
2023-08-31Listing removed--
2023-08-08Listed for rent$2,300
2022-07-12Listing removed--
2022-06-28Listed for rent$2,200
2022-06-24Sold$275,000
2022-06-06Pending sale$244,000
2022-06-02Listed for sale$244,000
2014-01-03Sold$160,000
2012-09-24Sold$159,000

For Sale by Agent

AgentLuke Castleman
BrokerageBERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

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