




3944 Massie Ave, Saint Matthews, KY, 40207
About This Home
Beautifully maintained home in a highly desirable St. Matthews location, blending timeless character with thoughtful modern updates. Original hardwood flooring extends throughout much of the main living area, while classic features such as the wood-burning fireplace add warmth and charm. Just off the living room, a three-season room provides additional space to relax. The main level flows seamlessly into a dedicated dining room, adjacent to a versatile flex space currently utilized as a coffee bar and butler's pantry, formerly the home's original kitchen. A substantial 2019 addition introduced a spacious modern kitchen featuring granite countertops, soft-close cabinetry, stainless steel appliances, a dedicated laundry area, and abundant prep space. An additional sitting room and powder room are conveniently located just off the kitchen. Two generously sized bedrooms and a full bathroom complete the first floor. Upstairs, you'll find two additional bonus rooms that have previously been used as bedrooms, each equipped with its own heating and cooling system for added comfort and flexibility. The unfinished walk-up basement offers excellent storage, additional laundry hookups, and future expansion potential. Outside, a long driveway leads to an oversized two-car garage, while the fenced, level backyard provides ample outdoor space for entertaining, gardening, or recreation .Offering a rare combination of character, functionality, and modern convenience, this exceptional property is ready for its next owner.Call agent to schedule your private showing.
Getting Around
Schools
Construction
Condition
- Year built: 1937
Materials
- Foundation: Concrete Blk
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished,Walkout Unfinished
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,558
Full Bathroom
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Natural Gas,Other
- Cooling features: Wall/Window Unit(s),Central Air
Interior Area
- Total structure area: 1,558
- Total interior livable area: 1,638 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Other
- Level: First
Property
Details
- Parcel number: 21025000130000
Features
- Stories: 2
- Fencing: Other
Lot
- Lot size: 10,454 sqft
- Features: Level
- Lot size dimensions: 60 x 174
Parking
- Total spaces: 2
- Parking features: Off Street,Detached,See Remarks,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $363 | $4,356 |
| Electricity | $154 | $1,850 |
| Total | $2,630 | $31,560 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $385,000 |
| 2026-06-25 | Listed for sale | $395,000 |
| 1996-05-25 | Sold | $84,000 |
For Sale by Agent
