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3902 Bristol Oaks Dr, Louisville, KY, 40299

3beds
2baths
2,120sqft
$324,900
$153price/sqft
$2,294/moest. monthly cost
$91,760/yrincome needed

About This Home

Beautifully updated brick ranch in desirable Jeffersontown! Enjoy an updated kitchen with stainless appliances and tile backsplash, LVP flooring, and a brick fireplace in the light-filled living room. Three bedrooms and two full baths offer move-in-ready comfort, and the finished basement adds space for a family room, office, gym, or play area. Outside, a detached garage and fully fenced backyard are made for entertaining. Minutes from shopping, dining, parks, and expressways. Schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
3/10
Ramsey Middle SchoolGrades 6-84.0 mi
2/10
Jeffersontown High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 840
  • Finished area above ground: 1,280

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 2,120 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 22196300390000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Chain Link

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$174$2,088
Property Taxes $311$3,732
Electricity $167$2,009
Total$2,294$27,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,651/yr
40% on housing$68,820/yr
45% on housing$61,173/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 40299$211
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40299$164
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$314,900
2026-08-06Listed for sale$319,900
2026-08-06Listing removed$324,900
2026-07-21Listed for sale$324,900
2026-07-20Listing removed$324,900
2026-07-01Listed for sale$324,900
2026-06-26Contingent$324,900
2026-06-08Listed for sale$324,900
2026-05-27Listing removed$324,900
2026-05-18Listed for sale$324,900
2026-03-13Sold$230,000
2026-02-12Pending sale$275,000
2026-02-08Listed for sale$275,000
2026-02-08Listing removed$275,000
2026-01-26Price change$275,000
2026-01-14Listed for sale$289,000

For Sale by Agent

AgentBrooke A Newby
BrokerageTHRIVE Realty

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