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1000 Hobbs Ln, Fisherville, KY, 40023

4beds
4baths
2,504sqft
$699,000
$279price/sqft
$4,685/moest. monthly cost
$187,400/yrincome needed

About This Home

Experience the peace and privacy of country living with this exceptional 4 bedroom, 3.5 bath home nestled on nearly 9 acres of beautiful wooded land. Tucked away in a serene setting, a long, tree-lined asphalt driveway welcomes you home and sets the tone for the seclusion and natural beauty that surrounds you. Step inside to an impressive open floor plan highlighted by soaring vaulted ceilings lined with warm wood in the dramatic two-story living room. A stunning fireplace, flanked by floor-to-ceiling windows, frames picturesque views of the surrounding landscape and fills the space with natural light. Built-in bookcases add charm and character, while the seamless flow into the kitchen makes this home ideal for entertaining. The kitchen was thoughtfully remodeled in 2024 and features stainless steel appliances, crisp white cabinetry, and a countertop with seating - perfect for casual meals or gathering with guests. The main level offers two bedrooms, including a spacious primary suite complete with a private en suite bathroom. You'll also find a convenient powder room and laundry room on the first floor. Upstairs, a versatile loft area provides the perfect space for a home office, reading nook, or flex area to suit your needs. Two generously sized bedrooms and a full bath complete the upper level, with one bedroom offering access to a private balcony - an ideal retreat to enjoy the peaceful surroundings. The finished walkout basement is designed for entertaining, featuring a large living area, a full bathroom, and direct access to the covered deck, extending your living space outdoors. Sellers have made numerous upgrades, including improvements to the deck, lighting, kitchen, driveway, HVAC, and more (see seller's disclosure for details). If you've been searching for a private retreat with modern updates and room to roam, this remarkable property is a must-see. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Tully Elementary SchoolGrades PK-57.7 mi
8/10
Crosby Middle SchoolGrades 6-86.7 mi
5/10
Eastern High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 559
  • Finished area above ground: 1,945

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,945
  • Total interior livable area: 2,504 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 22003401860000

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Waterfront features: Creek

Lot

  • Lot size: 8.98 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$280$3,360
Property Taxes $674$8,088
Electricity $197$2,372
Total$4,685$56,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,628/yr
40% on housing$140,550/yr
45% on housing$124,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 40023$217
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40023$179
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$699,000
2026-03-24Price change$725,000
2026-02-17Listed for sale$750,000
2021-09-27Sold$484,000
2021-09-14Pending sale$489,000
2021-08-25Contingent$489,000
2021-08-23Listed for sale$489,000

For Sale by Agent

AgentJay Pitts
BrokerageRE/MAX Premier Properties

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