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4210 Dolphin Rd, Houston Acres, KY, 40220

4beds
3baths
2,853sqft
$525,000
$184price/sqft
$3,704/moest. monthly cost
$148,160/yrincome needed

About This Home

Located in the desirable Houston Acres neighborhood, this 4-bedroom, 3-bath stone walkout ranch on a 1-acre lot is a must see! The main level features hardwood floors, a spacious living area with a stone fireplace, and an updated kitchen along with 3 bedrooms. The lower level adds even more living space with a second entertainment area with fireplace, an additional bedroom and full bath, plus two versatile rooms and extra storage. The outdoor space is truly special! Enjoy the expansive deck for entertaining, along with a covered patio and swing area. You can even follow the path down to a firepit by the creek. Recent updates include a new HVAC and furnace (approximately 2 months old) and water heater (18-24 months old).

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
4/10
Westport Middle SchoolGrades 6-84.6 mi
2/10
Jeffersontown High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 844
  • Finished area above ground: 2,009

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,009
  • Total interior livable area: 2,853 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Sitting Room

  • Level: First

Property

Details

  • Parcel number: 056000260000

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • Waterfront features: Creek

Lot

  • Lot size: 1 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Entry Front,Entry Rear,Lower Level,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$272$3,264
Property Taxes $553$6,636
Electricity $225$2,703
Total$3,704$44,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,994/yr
40% on housing$111,120/yr
45% on housing$98,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 40220$139
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40220$157
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$525,000

For Sale by Agent

AgentScott Radcliff
BrokerageRE/MAX Premier Properties

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