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3800 Hillcross Dr, Louisville, KY, 40229

4beds
1baths
1,238sqft
$225,000
$182price/sqft
$1,617/moest. monthly cost
$64,680/yrincome needed

About This Home

4 BR home w/attached carport & flat fenced in yard! This beautiful home features a large eat in kitchen w/tile flooring, backsplash, & newer countertops, spacious family room, two first floor bedrooms w/nicely updated bath, plus two additional rooms upstairs for bedrooms w/ built in shelving! So many updates including newer roof, siding, privacy fence & gate, front door & patio sliding door, updated ceiling fans & lighting fixtures, tile in laundry, hallway, bath, & foyer, wall & trim painting, hardware, new faucet in bath, blinds, downspouts, & more! Outside features a covered patio & there is additional attic storage! Don't miss!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
Knight Middle SchoolGrades 6-80.7 mi
1/10
Southern High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Slab,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,238

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall/Window Unit(s),Central Air

Interior Area

  • Total structure area: 1,238
  • Total interior livable area: 1,238 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 23211800380000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Full,Wood

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: On Street,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$117$1,404
Property Taxes $209$2,508
Electricity $154$1,850
Total$1,617$19,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,440/yr
40% on housing$48,510/yr
45% on housing$43,120/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 40229$139
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40229$160
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$225,000
2022-10-25Listing removed--
2022-10-06Price change$185,000
2022-09-19Listed for sale$187,600
2022-09-17Contingent$187,600
2022-09-15Price change$187,600
2022-08-22Listed for sale$190,000
2021-11-16Listing removed--
2021-10-26Price change$174,900
2021-10-13Listed for sale$179,900
2019-04-01Sold$132,000
2019-03-04Pending sale$129,900
2019-03-03Listed for sale$129,900
2019-02-28Pending sale$129,900
2019-02-26Listed for sale$129,900
2013-08-01Listing removed$102,000
2013-03-01Listed for sale$102,000
2011-10-02Listing removed$102,500
2011-05-29Price change$102,500
2011-01-16Listed for sale$105,900
2006-03-22Sold$98,500

For Sale by Agent

AgentHiva Golparvar
BrokerageUnited Real Estate Louisville

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