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2142 Duncan St, Louisville, KY, 40212

3beds
1baths
1,310sqft
$160,000
$122price/sqft
$1,427/moest. monthly cost
$57,080/yrincome needed

About This Home

Excellent opportunity to add a fully occupied, turnkey duplex to your investment portfolio! This income-producing property features two remodeled units, both currently leased, providing immediate cash flow from day one. Unit 1 offers 2 bedrooms and 1 full bath and is currently rented for $900/month. Unit 2 is a studio apartment generating $750/month, bringing the total monthly rental income to $1,650. The property underwent a complete renovation last year, giving investors peace of mind with modern updates throughout. Major improvements include a new roof and two new water heaters, reducing future maintenance costs. Don't miss your chance to own a well-maintained, income-producing duplex with reliable tenants already in place! landlord pays water. Tenants pay all other utilities.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.5 mi
1/10
4/10
Westport Middle SchoolGrades 6-810.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Shotgun
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,310

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,310
  • Total interior livable area: 1,310 sqft

Property

Details

  • Parcel number: 02003G02870000
  • Attached to another structure: Yes

Features

  • Exterior features: None

Lot

  • Lot size: 0.08 sqft
  • Features: Sidewalk
  • Lot size dimensions: 30 x 116

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$294$3,528
Property Taxes $170$2,040
Electricity $154$1,850
Total$1,427$17,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,925/yr
40% on housing$42,810/yr
45% on housing$38,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$61
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$160,000
2025-02-10Sold$40,000
2025-01-22Contingent$45,800
2025-01-21Price change$45,800
2024-12-29Price change$46,800
2024-12-13Price change$47,800
2024-12-03Price change$48,000
2024-11-26Price change$52,000
2024-11-07Listed for sale$55,000
2024-06-29Listing removed--
2024-05-23Price change$53,000
2024-05-10Listed for sale$60,000
2023-10-02Sold$38,900
2023-09-25Contingent$38,900
2023-09-07Price change$38,900
2023-08-24Price change$39,900
2023-08-10Listed for sale$42,400

For Sale by Agent

AgentDiamond A Alexander
BrokerageDiamond Key REALTORS

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