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2924 Duncan St, Louisville, KY, 40212

2beds
1baths
900sqft
$64,900
$72price/sqft
$601/moest. monthly cost
$24,040/yrincome needed

About This Home

First time this home has been on the market! Proudly owned and occupied by the current owner since 1958, this 2 bedroom, 1 bath home is ready for its next chapter. Offering a 1 car garage, fully fenced backyard, and additional storage shed, this property provides a great opportunity for a buyer looking to add their own personal touches and cosmetic updates to make it truly shine. Recent improvements include a professionally installed handicap accessible shower unit, updated bathroom flooring, and storm doors. Conveniently located just minutes from the interstate, the Norton Sports Complex, local shopping, restaurants, and within walking distance to the elementary school. Great opportunity for owner occupants or investors looking to add to their portfolio!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

2/10
Atkinson AcademyGrades K-50.1 mi
1/10
4/10
Westport Middle SchoolGrades 6-810.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 900

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 02003C00360000

Features

  • Stories: 1
  • Fencing: Wood,Chain Link

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalk
  • Lot size dimensions: 30 x 200

Parking

  • Total spaces: 1
  • Parking features: On Street,Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$119$1,428
Property Taxes $0$0
Electricity $154$1,850
Total$601$7,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,605/yr
40% on housing$18,030/yr
45% on housing$16,026/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$62
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$74,900

For Sale by Agent

AgentSandra C Case-Rodgers
BrokerageSchuler Bauer Real Estate Services ERA Powered

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