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5610 Riata Ct, Louisville, KY, 40218

3beds
1baths
1,158sqft
$225,000
$194price/sqft
$1,640/moest. monthly cost
$65,600/yrincome needed

About This Home

Move-in ready! This charming 3-bedroom, 1-bath home offers comfort, style, and a welcoming layout in a peaceful cul-de-sac setting. The spacious kitchen is the heart of the home, featuring plenty of cabinet and counter space—perfect for entertaining, preparing meals, and gathering with guests. The bright living areas and easy-flow floor plan create a warm and inviting atmosphere throughout. Step outside to enjoy the deck and patio overlooking the large backyard, offering the perfect space to relax, host gatherings, or enjoy the outdoors. A wonderful opportunity to make this well-maintained home your own! Owner-occupied. Washer and dryer do not remain with the home.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

1/10
3/10
Newburg Middle SchoolGrades 6-81.0 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,158

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,158 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 23097802720000

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$140$1,680
Property Taxes $209$2,508
Electricity $154$1,850
Total$1,640$19,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,228/yr
40% on housing$49,200/yr
45% on housing$43,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 40218$120
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40218$172
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$220,000
2026-07-23Listed for sale$225,000
2024-01-09Sold$175,000
2023-12-28Contingent$174,900
2023-12-21Listed for sale$174,900

For Sale by Agent

AgentPaola Morante Escobar
BrokerageLifestyl Louisville

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