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2426 Bank St, Louisville, KY, 40212

3beds
1baths
2,400sqft
$79,900
$33price/sqft
$806/moest. monthly cost
$32,240/yrincome needed

About This Home

We invite you to explore this charming two-story residence situated in Portland's historic neighborhood. Upon entering the property, the inviting covered front porch immediately captures attention, offering an ideal spot for relaxation. The interior features a spacious living room, seamlessly transitioning into a large kitchen adjacent to a dining room. The layout includes one bedroom on the main floor and two additional bedrooms upstairs. A section of the backyard is enclosed by a chain-link fence, providing a secure area for pets, and includes a small storage shed located behind the fence. Furthermore, the property offers an extra lot for off-street parking. Arrange a viewing today to experience this property's unique charm. Estate Sale, owner has not lived on in home since she was a child.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.9 mi
1/10
4/10
Westport Middle SchoolGrades 6-810.2 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 168.75
  • Dimensions: 13.50 x 12.50

Bedroom

  • Level: Second
  • Area: 127.8
  • Dimensions: 14.20 x 9.00

Bedroom

  • Level: Second
  • Area: 103.79
  • Dimensions: 10.70 x 9.70

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First
  • Area: 71.98
  • Dimensions: 11.80 x 6.10

Features

  • Finished area below ground: 1,200
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: First
  • Area: 144.45
  • Dimensions: 13.50 x 10.70

Living Room

  • Level: First
  • Area: 191.7
  • Dimensions: 14.20 x 13.50

Property

Details

  • Parcel number: 02004H02500000

Features

  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 6023 x 704

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$147$1,764
Property Taxes $66$792
Electricity $189$2,274
Total$806$9,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,634/yr
40% on housing$24,180/yr
45% on housing$21,493/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 40212$62
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40212$66
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-19Price change$79,900
2026-05-12Listed for sale$85,000
2026-05-01Contingent$85,000
2026-04-27Listed for sale$85,000
2002-08-22Sold$7,500

For Sale by Agent

AgentWilliam Ashby
BrokerageDruck Realty

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