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2410 Cross Hill Rd, Louisville, KY, 40206

4beds
3baths
2,515sqft
$649,990
$258price/sqft
$4,552/moest. monthly cost
$182,080/yrincome needed

About This Home

Welcome to 2410 Cross Hill Rd, tucked away in the desirable Eastleigh neighborhood where privacy, comfort, and convenience come together in a peaceful, wooded setting just minutes from Cherokee Park, Shelbyville Road, and downtown Louisville. Surrounded by mature trees, this thoughtfully maintained 4-bedroom, 2.5-bath home offers a tranquil hillside retreat while keeping you close to local restaurants, boutique shopping, parks, and everyday conveniences. Inside, you'll find an inviting layout designed for both everyday living and entertaining. The beautifully updated kitchen features granite countertops, a ceramic tile backsplash, ample cabinetry, bar seating with pendant lighting, and a large window overlooking the park-like backyard. Just off the kitchen is a convenient half bath, while the adjacent living room is filled with natural light and showcases hardwood floors, custom built-ins, a striking stone accent wall, and a cozy fireplace. The dining area provides the perfect setting for family meals or hosting guests. The main level also includes a spacious bedroom with sliding glass doors that flood the room with natural light. Upstairs, you'll find an additional generously sized bedroom along with the private primary suite, complete with its own dedicated heating and cooling unit, a dressing area, a large walk-in closet with custom shelving, and plenty of room to relax at the end of the day. The finished basement expands the home's versatility with a comfortable family room and an additional bedroom, making it ideal for guests, a home office, or flexible living space. Outside, the detached two-car garage offers additional workshop and storage space while also featuring a dedicated fitness area complete with a sauna, creating your own private wellness retreat. Rooftop solar panels enhance the home's energy efficiency, and the surrounding mature trees provide exceptional privacy and beautiful views throughout every season. Offering the perfect balance of peaceful living, thoughtful updates, and an unbeatable location, 2410 Cross Hill Rd is a place you'll be proud to call home.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
Field Elementary SchoolGrades K-51.1 mi
5/10
Highland Middle SchoolGrades 6-81.8 mi
8/10
Atherton High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1937

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Exterior Entry

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 515
  • Finished area above ground: 2,000

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless
  • Cooling features: Ductless,Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,515 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 071J00030000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Privacy

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$376$4,512
Property Taxes $692$8,304
Electricity $198$2,383
Total$4,552$54,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,068/yr
40% on housing$136,560/yr
45% on housing$121,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 40206$142
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40206$219
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$649,990
2022-01-21Sold$399,900
2021-12-03Pending sale$399,900
2021-11-27Price change$399,900
2021-11-18Price change$420,000
2021-11-07Listed for sale$434,900
2021-10-27Contingent$434,900
2021-10-12Price change$434,900
2021-09-19Price change$449,900
2021-09-10Price change$469,900
2021-08-27Price change$489,900
2021-07-29Price change$489,000
2021-07-25Listed for sale$479,000
2013-01-11Sold$137,000
2012-11-17Listed for sale$139,900
2008-10-28Sold$230,000

For Sale by Agent

AgentWilliam P Powell
BrokerageWhite Picket Real Estate

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