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300 1/2 Penruth Ave, Louisville, KY, 40207

4beds
5baths
4,342sqft
$985,000
$227price/sqft
$6,801/moest. monthly cost
$272,040/yrincome needed

About This Home

Nestled in one of Louisville's most sought-after neighborhoods, this exceptional Brownsboro-Zorn residence blends modern luxury, thoughtful design, and an unbeatable location just minutes from Blue Dog Bakery, Kroger, and I-71. Inside, you'll immediately be captivated by the home's breathtaking living room, where soaring vaulted ceilings and dramatic exposed wood beams create a stunning architectural centerpiece unlike anything else. Flooded with natural light, the open-concept layout flows effortlessly from the spacious living area into a beautifully updated kitchen featuring generous prep space, modern finishes, and a cozy sitting area perfect for everyday living or entertaining guests. The expansive first-floor primary suite offers a true retreat, complete with generous proportions and easy access to the home's inviting outdoor living spaces. Upstairs, you'll find three additional bedrooms - including a private en suite - providing plenty of room for family and guests. Outside in your own private backyard oasis, where newly landscaped grounds and multiple access points from the home create the perfect setting for relaxing evenings, morning coffee, or entertaining outdoors. Additional highlights include a two-car attached garage, a partially finished basement offering flexible living space, and nearly a quarter-acre lot in one of Louisville's most desirable locations. Offering over 3,500 square feet of finished living space, 4 bedrooms, and 4.5 bathrooms, this is a rare opportunity to own a home that seamlessly combines timeless architectural character with modern comfort in the heart of 40207.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10
Meyzeek Middle SchoolGrades 6-83.9 mi
1/10
Waggener High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Brick Veneer,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 671
  • Finished area above ground: 3,671

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,671
  • Total interior livable area: 4,342 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 072K01540000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Partial

Lot

  • Lot size: 10,018 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$428$5,136
Property Taxes $1,051$12,612
Electricity $342$4,114
Total$6,801$81,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,177/yr
40% on housing$204,030/yr
45% on housing$181,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$197
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$950,000
2026-07-26Listed for sale$985,000
2004-01-12Sold$646,800

For Sale by Agent

AgentSam Heine
BrokerageFamily Realty LLC

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