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809 Sutcliffe Ave, Louisville, KY, 40211

3beds
2baths
1,525sqft
$149,390
$98price/sqft
$1,264/moest. monthly cost
$50,560/yrincome needed

About This Home

Experience effortless living in this beautifully renovated 1,525 sq. ft. bungalow. The main level welcomes you with spacious, light-filled living and dining rooms featuring stylish LVP flooring and a contemporary kitchen. The unique second-story layout offers a secluded third bedroom and lounge area, providing the perfect footprint for a primary suite or creative studio. Situated on a fenced lot with a welcoming front porch and off-street parking, this home offers incredible value near the amenities of Shawnee Park.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

Construction

Condition

  • Year built: 1924

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,525

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,525
  • Total interior livable area: 1,525 sqft

Kitchen

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Sitting Room

  • Level: Second

Property

Details

  • Parcel number: 043F01690000

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Full,Chain Link

Lot

  • Lot size: 3,484 sqft
  • Features: Sidewalk,Level
  • Lot size dimensions: 34 x 100

Parking

  • Parking features: On Street,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $755$9,060
Home Insurance *$190$2,280
Property Taxes $165$1,980
Electricity $154$1,850
Total$1,264$15,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,337/yr
40% on housing$37,920/yr
45% on housing$33,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$72
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$149,890
2025-08-06Sold$125,000
2025-08-04Pending sale$125,000
2025-07-18Contingent$125,000
2025-07-14Price change$125,000
2025-06-26Price change$135,000
2025-05-30Price change$142,500
2025-04-24Listed for sale$150,000
2023-07-07Listing removed--
2023-06-15Price change$139,750
2023-05-31Price change$144,900
2023-05-08Price change$145,000
2023-04-27Price change$147,900
2023-04-15Listed for sale$148,000
2023-01-04Listing removed--
2022-11-22Price change$129,900
2022-11-04Price change$134,900
2022-10-21Listed for sale$135,000
2022-02-25Sold$75,000

For Sale by Agent

AgentMaria C Perez
BrokerageReal Estate Unlimited

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