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822 S 42nd St, Louisville, KY, 40211

4beds
1baths
1,078sqft
$159,900
$148price/sqft
$1,335/moest. monthly cost
$53,400/yrincome needed

About This Home

Nice property, recently restored and fresh painted.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Unfinished,Exterior Entry,Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,078

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,078
  • Total interior livable area: 1,078 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 043C00670000

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 5,662 sqft
  • Features: Sidewalk

Parking

  • Parking features: Entry Rear,Entry Side,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$203$2,436
Property Taxes $170$2,040
Electricity $154$1,850
Total$1,335$16,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,771/yr
40% on housing$40,050/yr
45% on housing$35,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$72
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$149,900
2026-08-04Price change$154,900
2026-07-21Price change$159,900
2026-07-06Price change$164,900
2026-06-19Listed for sale$169,900
2026-01-16Sold$52,000
2025-12-27Pending sale$51,000
2025-12-11Listed for sale$51,000
2025-08-20Sold$46,388

For Sale by Agent

AgentJorge Alemany-Morell
BrokerageAmericus Realty Group

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