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816 S 37th St, Louisville, KY, 40211

2beds
1baths
980sqft
$59,000
$60price/sqft
$589/moest. monthly cost
$23,560/yrincome needed

About This Home

Two bedroom / 1 bath with enclosed sunroom in back of house that can be 3 rd bedroom. Kitchen with gas hook-up for stove and a separate dining room. Living Room with vintage lighting and fireplace. Vintage trim throughout the home. There is an additional 360 square feet of unfinished basement with a side door for easy walk out. The basement is set up with washer and dryer (gas) hookups. And a large attic with easy entrance for storage. Currently has Electric heat with a gas fireplace and a wood burning fireplace in the living room. No central air. The home has a large covered front porch; 1 car detached garage and a carport. Off street parking and a Fenced back yard. The home needs updates. The owner is selling "as-is" with no repairs. Perfect for real estate investors. Special: Owner financing available to local investors at 11%- 12% interest with 10% down.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 980

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 06043F00880000

Features

  • Stories: 1

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $298$3,576
Home Insurance *$75$900
Property Taxes $62$744
Electricity $154$1,850
Total$589$7,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,194/yr
40% on housing$17,670/yr
45% on housing$15,706/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$73
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Listed for sale$59,000
2023-03-08Listing removed--
2023-02-02Price change$825
2022-11-01Listed for rent$875
2021-03-24Listing removed--
2019-11-22Listing removed$625
2019-10-26Price change$625
2019-09-23Price change$650
2019-08-21Listed for rent$695
2006-01-25Sold$11,700

For Sale by Agent

AgentLindsey Stewart
BrokeragePride Realty

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