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870 S 25th St, Louisville, KY, 40211

2beds
2baths
1,764sqft
$145,000
$82price/sqft
$1,231/moest. monthly cost
$49,240/yrincome needed

About This Home

Here's your second chance... Welcome home! This fully updated 2-bedroom, 1.5-bath home is full of charm and ready for you to move in. You'll love the bright and open layout, fresh new flooring, windows, and doors throughout. The finished basement offers a cozy family room, a handy half bath, and laundry space—perfect for relaxing or hosting guests. With a brand-new HVAC system and water heater, all the work has been done for you. Just unpack and enjoy! Actual Sqft to be determined by an appraiser, the amount that is listed is not warranted by Broker/Seller. Agents, please read Agents note

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

1/10
Byck Elementary SchoolGrades K-50.8 mi
1/10
Seneca High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Dining Area

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area below ground: 864
  • Finished area above ground: 900

Full Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Interior Area

  • Total structure area: 900
  • Total interior livable area: 1,764 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 036F00480000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$184$2,208
Property Taxes $160$1,920
Electricity $154$1,850
Total$1,231$14,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,205/yr
40% on housing$36,930/yr
45% on housing$32,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 40211$72
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40211$89
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for rent$1,150
2026-03-30Listed for sale$150,000
2026-02-23Listing removed$1,150
2026-01-28Pending sale$150,000
2025-11-10Price change$150,000
2025-09-16Listed for rent$1,150
2025-08-01Price change$158,000
2025-07-03Listed for sale$165,000

For Sale by Agent

AgentMarilyn V Cardine-Baker
BrokerageRight Choice Realty Inc.

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