1523 W Oak St, Louisville, KY, 40210
About This Home
Great opportunity for investors. 3 separately deeded parcels (one with home) will be sold as a package. 1521 & 1525 W. Oak St. are 2 buildable lots that are each 25' X 108'. 1523 W. Oak is also on a 25' X 108' lot that has a 1360 Sq. Ft. Camelback style home that needs some renovations. The first floor offers sizable living and dining rooms plus a family room, a large kitchen and a full bath with tub/shower. There are 2 bedrooms on the 2nd floor and one of the rooms on the 1st floor has been used as a 3rd bedroom. There are two closets in middle room on 1st Floor that could be 3rd bedroom. Rear porch off kitchen and a 10' X 10' storage shed in rear yard. Potential multi-family development. Zoned R-7 in Opportunity Zone.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Wood Frame,Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Camelback
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Den
- Level: First
Dining Room
- Level: First
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,360
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Other
- Cooling features: None
Interior Area
- Total structure area: 1,360
- Total interior livable area: 1,360 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 07037G00150000
Features
- Stories: 2
- Patio & porch: Porch
- Fencing: Full,Wood
Lot
- Lot size: 2,613 sqft
- Features: Sidewalk,Cleared,Level
- Lot size dimensions: 25 x 108
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Earthquake
- Cold Wave
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $41 | $492 |
| Electricity | $154 | $1,850 |
| Total | $520 | $6,240 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $60,000 |
| 1999-12-08 | Sold | $15,000 |
View on Zillow