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2225 Osage Ave, Louisville, KY, 40210

4beds
1baths
1,019sqft
$82,000
$80price/sqft
$775/moest. monthly cost
$31,000/yrincome needed

About This Home

Home being sold "AS-IS". cute 4 bedroom/1 bath bungalow with newer roof, gutters, soffits, new windows, new front and back exterior doors, offered as a single or as a package with 3 other properties. Would make a perfect long term investment property.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
80
BikeVery Bikeable

Schools

--
Maupin Elementary SchoolGrades PK-50.7 mi
7/10
Western Middle SchoolGrades 6-81.5 mi
1/10
Seneca High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Up Access,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,019

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,019
  • Total interior livable area: 1,019 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 07038E00470000

Features

  • Stories: 2
  • Patio & porch: Porch

Lot

  • Lot size: 4,791 sqft
  • Features: Level

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$120$1,440
Property Taxes $87$1,044
Electricity $154$1,850
Total$775$9,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,571/yr
40% on housing$23,250/yr
45% on housing$20,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 40210$59
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40210$104
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$78,000
2026-08-04Price change$80,000
2026-07-10Price change$82,000
2026-07-02Price change$83,000
2026-06-23Price change$84,000
2026-06-02Listed for sale$85,000
2013-01-07Sold$17,600

For Sale by Agent

AgentShaun S Wallace
Brokerage1 Percent Lists Purple Door

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