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610 Myrtle St, Louisville, KY, 40208

2beds
2baths
1,118sqft
$325,000
$291price/sqft
$2,610/moest. monthly cost
$104,400/yrincome needed

About This Home

Nestled in the heart of Old Louisville, this beautifully restored shotgun home at 610 Myrtle Street offers timeless character paired with thoughtful modern updates. Ideally located just steps from Central Park and minutes from some of the city's most celebrated dining destinations, including 610 Magnolia, this home delivers both charm and convenience in one of Louisville's most historic neighborhoods. Held as a successful investment property for the past eight years, this residence presents an exceptional opportunity for both investors and owner-occupants alike. The home was fully renovated and restored in 2018 by Wilkinson Builders, blending historic integrity with contemporary comfort. Upon entering through the side door, you're welcomed into an impressive open-concept kitchen and great room, where vaulted ceilings create a bright and airy living space. The kitchen is well-appointed with stainless steel appliances, an updated tile backsplash, and modern countertops—ideal for both everyday living and entertaining. To the right, the guest bedroom offers flexibility and convenience, complete with an attached full bath that also serves as the home's primary hall bathroom. Down the hallway to the left, you'll find a laundry closet before arriving at the spacious primary suite, featuring generous closet space and a large ensuite bath. Step outside to discover a thoughtfully designed backyard retreat. The fully fenced yard includes a covered deck, mature evergreen landscaping, and low-maintenance turf—creating a private and inviting outdoor space perfect for relaxing or entertaining. For additional details, including investment performance, please contact the listing agent for a full profit and loss statement.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

--
Maupin Elementary SchoolGrades PK-52.1 mi
5/10
Highland Middle SchoolGrades 6-83.2 mi
1/10
Fairdale High School McaGrades 9-128.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Shotgun
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,118

Full Bathroom

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,118
  • Total interior livable area: 1,118 sqft

Kitchen

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 08031H01240000

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 2,613 sqft
  • Features: Level

Parking

  • Parking features: Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$454$5,448
Property Taxes $359$4,308
Electricity $154$1,850
Total$2,610$31,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,485/yr
40% on housing$78,300/yr
45% on housing$69,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 40208$99
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40208$120
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$325,000
2018-08-01Sold$78,000
2018-06-09Pending sale$87,750
2018-06-01Listed for sale$87,750
2017-11-09Listing removed$89,900
2017-09-27Price change$89,900
2017-08-28Listed for sale$95,000
2014-12-13Listing removed$95,900
2014-10-24Price change$95,900
2014-10-03Price change$98,500
2014-07-29Price change$100,000
2014-06-20Price change$102,000
2014-03-28Listed for sale$110,000
2009-09-03Sold$89,750

For Sale by Agent

AgentStough & Barlow
BrokerageKentucky Select Properties

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