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1232 S 6th St, Louisville, KY, 40203

5beds
5baths
5,158sqft
$699,000
$136price/sqft
$5,499/moest. monthly cost
$219,960/yrincome needed

About This Home

Tucked just one block from Central Park, this 3-story Italianate is one of those Old Louisville homes that truly stops you in your tracks. Set back off the street with a grand façade and full Southern front porch, it blends historic charm with updated spaces designed for modern living. Inside, you'll find over 5,000 square feet filled with original details—soaring ceilings, beautiful millwork, exposed brick, a grand staircase, and stunning hardwoods—balanced by a layout that just works for everyday living. The kitchen is the heart of the home, opening to a cozy sitting area and complemented by a butler's pantry, wine storage, and functional spaces you don't always find in homes of this era. The second-floor primary suite is a true retreat, featuring a flexible space perfect for a private office or TV room that opens to a deck overlooking the backyard. The spa-like primary bath includes gorgeous tile work, a soaking tub, walk-in shower, double vanity, and two walk-in closets. The second floor is completed by two additional bedrooms, a library and a hall bath with exposed brick. Upstairs, the third floor offers incredible flexibility with additional bedrooms and a large media/lounge space that could easily function as a second suite. Complete with a wet bar, mini fridge, kegerator, ice maker, and full bath, it's the perfect space for entertaining or hosting guests. Between the screened-in porch, rare 2-car garage, and the potential for a future carriage house, this home checks boxes you didn't even know you had—while still delivering that iconic Old Louisville character.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
86
BikeVery Bikeable

Schools

9/10
5/10
Highland Middle SchoolGrades 6-83.2 mi
5/10
Eastern High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Roof: Other,Flat,Shingle
  • Construction materials: Wood Frame,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Dining Room

  • Level: First

Features

  • Number of fireplaces: 8
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,158

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Third

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,158
  • Total interior livable area: 5,158 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Library

  • Level: Second

Living Room

  • Level: First

Media Room

  • Level: Third

Other

  • Level: First

Other

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Sitting Room

  • Level: Second

Property

Details

  • Parcel number: 08031D00560000

Features

  • Stories: 3
  • Patio & porch: Screened Porch,Deck,Patio,Porch
  • Exterior features: Balcony
  • Fencing: Privacy,Full,Wood

Lot

  • Lot size: 7,840 sqft
  • Features: Sidewalk,Level,Storm Sewer
  • Lot size dimensions: 40' x 200' (per Lojic)

Parking

  • Total spaces: 2
  • Parking features: On Street,Off Street,Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$785$9,420
Property Taxes $773$9,276
Electricity $407$4,888
Total$5,499$65,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,537/yr
40% on housing$164,970/yr
45% on housing$146,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$799,000
2026-04-16Listed for sale$815,000
2026-01-16Listing removed$845,000
2025-09-25Listed for sale$845,000
2025-09-23Listing removed$850,000
2025-06-26Price change$850,000
2024-09-20Listed for sale$865,000
2017-08-21Sold$562,500
2017-03-17Listed for sale$595,000
2012-04-18Listing removed$449,900
2012-02-16Listed for sale$449,900
2011-11-09Listing removed$449,900
2011-02-24Listed for sale$449,900
2010-12-21Sold$435,000
2010-04-21Sold$72,000
2009-12-31Price change$80,000
2009-12-25Listed for sale--
2007-12-28Sold$360,000
2007-05-10Sold$150,000
2005-04-18Sold$176,000

For Sale by Agent

AgentKatherine P Sims
BrokerageWhite Picket Real Estate

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