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931 S Jackson St, Louisville, KY, 40203

3beds
1baths
1,375sqft
$260,000
$189price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

This updated home features a large bright and airy kitchen with newer appliances that remain. Step out the kitchen door on to a large newer deck and completely fenced back yard. You'll love the sun light filled generously sized second floor primary bedroom. The first floor features a comfortable living room with a custom bookcase, two bedrooms and a full bath. A two-car garage offers ample storage and parking. Major updates include newer windows and HVAC (within 5 years) and newer doors — providing peace of mind for years to come. Convenient to Germantown, Paristown and downtown, this home blends comfort, location, and value.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

2/10
5/10
Meyzeek Middle SchoolGrades 6-80.1 mi
8/10
Atherton High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat,Shingle
  • Construction materials: Wood Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camelback
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Cellar

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,375

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,375
  • Total interior livable area: 1,375 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 09022A01400000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Full

Lot

  • Lot size: 3,484 sqft
  • Features: Sidewalk,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Entry Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$292$3,504
Property Taxes $276$3,312
Electricity $154$1,850
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$239,900
2026-07-18Listed for sale$260,000
2011-09-23Sold$77,370

For Sale by Agent

AgentChris Maguire
BrokerageMaguire Group Realty

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