1226 Summit Ave, Louisville, KY, 40204
About This Home
NEW PRICE! Come take a look at one of the most exceptional homes for sale in Louisville's Highlands! With more than 3,800 square feet of beautifully updated living space and a rare half-acre lot, this historic home offers an incredible combination of character, space, and location. This meticulously maintained home has all the charm you'd expect from a classic Highlands property, along with thoughtful updates for today's lifestyle. There are 6 spacious bedrooms, 2 full bathrooms, 2 half bathrooms, plus a unique gardener's bathroom in the basement—perfect for making pool days and outdoor entertaining even easier. Inside, you'll find beautiful original details, including gorgeous hardwood floors throughout. The entire second floor was completely refurbished in 2021, giving the home a fresh updated feel while preserving its historic character. The primary suite is a true retreat, featuring a beautifully renovated marble bathroom completed in 2020. With its elegant finishes and spa-like feel, it's the perfect place to unwind at the end of the day.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1924
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Stone,Stone Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Walk-Up Access,Unfinished
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 2
- 1/2 bathrooms: 3
Breakfast Room
- Level: First
Dining Room
- Level: First
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 3,837
Foyer
- Level: First
Full Bathroom
- Level: Second
Half Bathroom
- Level: Third
Half Bathroom
- Level: Basement
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,837
- Total interior livable area: 3,837 sqft
Kitchen
- Level: First
Living Room
- Level: First
Loft
- Level: Third
Other
- Level: First
Other
- Level: Third
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
Property
Details
- Parcel number: 09028B00300000
Features
- Stories: 3
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Enclosed,Porch
- Fencing: Other
Lot
- Lot size: 0.50 Acres
- Features: Corner Lot,Level
- Lot size dimensions: 140 x 155
Parking
- Total spaces: 3
- Parking features: Detached,Lower Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,676 | $56,112 |
| Home Insurance * | $671 | $8,052 |
| Property Taxes | $985 | $11,820 |
| Electricity | $303 | $3,636 |
| Total | $6,635 | $79,620 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Listed for sale | $924,900 |
| 2026-08-05 | Contingent | $924,900 |
| 2026-07-23 | Price change | $924,900 |
| 2026-06-30 | Price change | $974,900 |
| 2026-05-29 | Listed for sale | $999,900 |
| 2012-06-12 | Sold | $365,130 |
| 2004-01-07 | Sold | $337,500 |
View on Zillow