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13 Joya Loma St, Harvey, LA, 70058

4beds
3baths
2,108sqft
$319,000
$151price/sqft
$2,478/moest. monthly cost
$99,120/yrincome needed

About This Home

Beautiful fully renovated home with a brand-new roof and new appliances. Situated on a large lot with a spacious backyard, this move-in-ready property offers plenty of room for entertaining, relaxing, and family activities.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
1/10
Helen Cox High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Stainless Steel Appliances
  • Fireplace features: None

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 3,274
  • Total interior livable area: 2,108 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 0300000098
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Concrete
  • Exterior features: Fence

Lot

  • Lot size: 1,413 sqft
  • Features: City Lot,Irregular Lot
  • Lot size dimensions: 23/19 x 142 & 105 x 132

Parking

  • Total spaces: 2
  • Parking features: Two Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Cold Wave
Hail
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$555$6,660
Property Taxes $151$1,812
Electricity $159$1,912
Total$2,478$29,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,960/yr
40% on housing$74,340/yr
45% on housing$66,080/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 70058$118
Jefferson Parish$159

vs Homes Sold Last Month

Median $/sqft

ZIP 70058$129
Jefferson Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$319,000
2026-06-19Listed for sale$339,000
2025-12-08Sold--
2025-06-20Sold--

For Sale by Agent

AgentHaytham Hamed
BrokerageInnovation Realty

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