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489 Fern Dr, Westwego, LA, 70094

4beds
2baths
1,650sqft
$209,900
$127price/sqft
$1,581/moest. monthly cost
$63,240/yrincome needed

About This Home

Well Maintained Home in a Quiet Neighborhood Located in a X Flood Zone that has a Large Workshop with loft area. Features 4 Bedrooms and 2 Full Bathrooms with a Open Floor Plan, Detached Garage, Laundry Room, Backyard Patio, Rear Yard Access and Just a Few Blocks from Westwego Library, Police Department, City Hall and Shopping Areas. New outside AC unit in 2018 and new inside AC unit in 2025. Being sold AS IS. Owner will make no repairs

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
3/10
L.W. Higgins High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Very Good Condition
  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Lower
  • Dimensions: 12x11

Bedroom

  • Level: Lower
  • Dimensions: 10.5x10

Bedroom

  • Level: Lower
  • Dimensions: 10.5x10

Bedroom

  • Level: Lower
  • Dimensions: 19x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,650
  • Total interior livable area: 1,650 sqft

Living Room

  • Level: Lower
  • Dimensions: 15x11

Property

Details

  • Parcel number: 0440002090
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,899 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 6900

Parking

  • Parking features: Detached,Garage,Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Hail
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$274$3,288
Property Taxes $99$1,188
Electricity $147$1,773
Total$1,581$18,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,205/yr
40% on housing$47,430/yr
45% on housing$42,160/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 70094$110
Jefferson Parish$159

vs Homes Sold Last Month

Median $/sqft

ZIP 70094$162
Jefferson Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$199,900
2026-06-19Price change$209,900
2026-05-12Listed for sale$219,900
2024-10-28Listing removed$2,050
2024-08-27Price change$2,050
2024-06-18Listed for rent$2,200
2018-12-06Listing removed$1,400
2018-11-01Listed for rent$1,400
2018-04-09Sold--
2018-03-09Pending sale$175,000
2018-02-06Price change$175,000
2017-12-21Listed for sale$177,000
2017-10-25Listing removed$177,000
2017-07-27Price change$177,000
2017-06-23Listed for sale$180,000

For Sale by Agent

AgentZachary Boudreaux
BrokerageHomesmart Realty South

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