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10510 Cross Rd, Flagstaff, AZ, 86004

2beds
2baths
1,217sqft
$495,000
$407price/sqft
$2,977/moest. monthly cost
$119,080/yrincome needed

About This Home

Unlock the potential of this 4.86-acre property with a 1,217 sq ft A-frame home built in 1985. This 2-bed, 2-bath home offers great bones and is ready for your vision and TLC--perfect for investors or buyers seeking a custom retreat. Backing National Forest land, enjoy privacy, open views, and direct outdoor access. No HOA allows flexibility to build, expand, or use as you choose. Property includes RV hookups, a 2,000-gallon cistern, and two water spigots. Donny Park water may be installed (buyer to verify). Year-round access on county roads. Potential lot split (buyer to verify). Home is AS-IS

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
Sinagua Middle SchoolGrades 6-88.4 mi
6/10
Coconino High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Pantry
  • Window features: Aluminum Frames
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Other

Interior Area

  • Total structure area: 1,217
  • Total interior livable area: 1,217 sqft

Property

Details

  • Parcel number: 30120007t

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Mountain(s),Forest,Panoramic
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 4.86 Acres

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Wildfire
Cold Wave

FEMA Declared Disasters in Coconino County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance $99$1,188
Property Taxes $160$1,920
Electricity $216$2,603
Total$2,977$35,724

Income You'd Need if You Spent...

35% on housing$102,068/yr
40% on housing$89,310/yr
45% on housing$79,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$407This listing

vs Other Active Listings

Avg $/sqft

ZIP 86004$345
Coconino County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 86004$369
Coconino County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$495,000
2025-11-28Listing removed--
2025-10-20Price change$599,900
2025-08-23Price change$606,000
2025-08-03Price change$654,000
2025-07-14Price change$670,000
2025-07-09Listed for sale$675,000

For Sale by Agent

AgentRobert D Hughes
BrokerageeXp Realty

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