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8985 N Silver Saddle Dr, Flagstaff, AZ, 86004

3beds
2baths
1,765sqft
$710,000
$402price/sqft
$4,178/moest. monthly cost
$167,120/yrincome needed

About This Home

Wake up to iconic Flagstaff landscapes every single day. Situated on a premium 2.5+ acre lot, this very well-maintained 3BR 2BA home captures the true essence of Flagstaff's beauty with stunning vistas of the Peaks and Mt. Elden. The exterior features a versatile 1,344 sq. ft. barn/workshop with a loft, offering endless possibilities for extra storage, creative ventures, or a premier hobby space. Can easily hold two additional vehicles. There is plenty of space for horses. Located with quick access to Hwy 89, you get the peace of rural living without sacrificing proximity to town on Doney Park Water. A rare find for those seeking space, views, and the ultimate workshop setup! Tastefully designed and constructed by San Juan Constructors. Seller is licensed agent in Idaho.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

3/10
Sinagua Middle SchoolGrades 6-86.0 mi
6/10
Coconino High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Asphalt

Other

  • Builder name: San Juan Constructors

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Pantry
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,765
  • Total interior livable area: 1,765 sqft

Property

Details

  • Parcel number: 30128025

Features

  • Levels: One
  • Patio & porch: Patio
  • Exterior features: Dog Run
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Forest,Panoramic
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 2.54 Acres

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Cold Wave

FEMA Declared Disasters in Coconino County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,590$43,080
Home Insurance $142$1,704
Property Taxes $230$2,760
Electricity $216$2,603
Total$4,178$50,136

Income You'd Need if You Spent...

35% on housing$143,245/yr
40% on housing$125,340/yr
45% on housing$111,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 86004$343
Coconino County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 86004$369
Coconino County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$725,000
2023-08-18Listing removed--
2023-08-05Listed for rent$2,400
2017-06-28Listing removed$1,725
2017-06-13Listed for rent$1,725

For Sale by Agent

AgentEric Davis
BrokerageBest Flagstaff Homes Realty

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