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2809 Banks St, New Orleans, LA, 70119

4beds
2baths
2,376sqft
$500,000
$210price/sqft
$3,613/moest. monthly cost
$144,520/yrincome needed

About This Home

EXTERIOR PAINT CREDIT AVAILABLE if a different color is preferred.................................................................................... Style. Character. Charm.... in the heart of Mid-City. Close enough to walk to parades, and crawl back home after. Come home to this nearly 2,400 sq ft showstopper. Greeted by stained wood columns on a welcoming front porch. Original hardwood flooring. Open layout. 12 ft ceilings throughout. Granite countertops. Large primary suite with a spacious bathroom and custom walk-in closet. Even larger media room/flex room. Recess lighting. Enter the yard on your relaxing back deck, leading to a sizeable shed that could be kept as storage or converted into an office/studio. NEW ROOF.

Getting Around

89
WalkingVery Walkable
67
TransitGood Transit
97
BikeBiker's Paradise

Construction

Condition

  • Property condition: Excellent
  • Year built: 1934

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Level: Lower
  • Dimensions: 29.5x12

Bedroom

  • Level: Lower
  • Dimensions: 15x12

Bedroom

  • Level: Lower
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 15x12

Features

  • Granite Counters
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,901
  • Total interior livable area: 2,376 sqft

Living Room

  • Level: Lower
  • Dimensions: 25x15

Master Bedroom

  • Level: Lower
  • Dimensions: 16x14

Property

Details

  • Parcel number: 105203203
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Wood,Porch
  • Exterior features: Fence,Porch

Lot

  • Lot size: 3,537 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 29 x 122

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$552$6,624
Property Taxes $354$4,248
Electricity $179$2,155
Total$3,613$43,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,874/yr
40% on housing$108,390/yr
45% on housing$96,346/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 70119$143
Orleans Parish$177

vs Homes Sold Last Month

Median $/sqft

ZIP 70119$233
Orleans Parish$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$475,000
2026-04-22Price change$480,000
2026-04-06Price change$485,000
2026-03-04Price change$495,000
2026-02-20Listed for sale$500,000
2026-02-15Listing removed$510,000
2026-01-29Price change$510,000
2025-12-30Price change$520,000
2025-12-06Price change$530,000
2025-11-14Listed for sale$550,000
2025-08-07Sold--
2015-03-06Sold--
2015-01-07Price change$325,000
2014-10-29Listed for sale$329,000
2014-09-24Listing removed$327,900
2014-09-03Price change$327,900
2014-07-21Price change$329,900
2014-06-28Price change$334,900
2014-06-06Price change$339,000
2014-03-10Listed for sale$349,000
2013-03-23Listing removed$87,500
2013-03-01Listed for sale$87,500

For Sale by Agent

AgentRickey Bolton Jr.
BrokerageService 1st Real Estate

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