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1196 E COUGAR Street, Munds Park, AZ, 86017

3beds
2baths
1,520sqft
$645,000
$424price/sqft
$3,837/moest. monthly cost
$153,480/yrincome needed

About This Home

PRICE REDUCTION! This mountain chalet is the cabin you've been dreaming of. With great curb appeal and meticulous care, it shows like new. The striking prow-front design features new Milgard UV-protective windows (throughout the house) that fill the home with natural light and bring the outdoors in. The wraparound Trex deck offers both covered and open-air spaces, while privacy shade screens create a comfortable outdoor living area. Inside, vaulted T&G ceilings and a stone-faced wood-burning fireplace highlight the great room, which flows seamlessly into the dining area and inviting kitchen featuring hickory cabinets and a breakfast bar. The primary suite is conveniently located on the main level with a private bath. Upstairs, you'll find two additional bedrooms, a full bath, and a versatile loft that can serve as an office, family room, or extra sleeping space. Additional features include central air conditioning, a fenced backyard, an oversized storage shed with a ramp that can house your razor or side by side, AND plenty of parking too. This move-in-ready mountain retreat is one you won't want to miss. Offered mostly furnished too!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
5/10
Mount Elden Middle SchoolGrades 6-818.8 mi
8/10
Flagstaff High SchoolGrades 9-1217.9 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Vaulted Ceiling(s),Pantry,Full Bth Master Bdrm
  • Window features: Screens,Double Pane Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,520
  • Total interior livable area: 1,520 sqft

Property

Details

  • Parcel number: 40071087

Features

  • Stories: 2
  • Patio & porch: Covered Deck
  • Spa features: None
  • Fencing: Back Yard,Partial
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 5,091 sqft
  • Features: None,Rural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide
Cold Wave
Earthquake
Hail

FEMA Declared Disasters in Coconino County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance $151$1,812
Property Taxes $209$2,508
Electricity $216$2,603
Total$3,837$46,044

Income You'd Need if You Spent...

35% on housing$131,554/yr
40% on housing$115,110/yr
45% on housing$102,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 86017$230
Coconino County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 86017$395
Coconino County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$645,000
2026-07-31Price change$645,000
2026-07-02Price change$675,000
2026-06-19Listed for sale$730,000
2017-09-22Sold$315,000
2017-08-16Pending sale$325,000
2017-07-22Price change$325,000
2017-05-01Listed for sale$339,000
2010-07-23Sold$274,000
2010-04-07Listed for sale$287,500
2009-12-17Listing removed$299,000
2009-09-19Price change$299,000
2009-08-20Price change$309,000
2009-06-20Price change$319,000
2009-06-13Listed for sale$334,000
1999-04-21Sold$65,000

For Sale by Agent

AgentNancy Shelton
BrokerageRealtyONEGroup Mountain Desert

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