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1461 Silverbrook Ln, Saint Joseph, MI, 49085

3beds
3baths
1,984sqft
$389,000
$196price/sqft
$2,986/moest. monthly cost
$119,440/yrincome needed

About This Home

Welcome home to this beautifully maintained brick ranch nestled in one of the most desirable neighborhoods within the highly sought-after Lakeshore School District! Offering the perfect blend of comfort, style, and functionality, this inviting home features three spacious bedrooms, two and a half baths, and an ideal floor plan designed for everyday living and entertaining. Enjoy multiple gathering spaces with both a welcoming living room and a cozy family room, along with a casual dining area and a formal dining room for holidays and special occasions. The beautifully updated kitchen, remodeled approximately 10 years ago, features granite countertops, newer appliances, a double oven, and abundant workspace and storage, making it the perfect gathering place for family and friends. Additional highlights include a walk-up attic offering excellent storage or future possibilities, underground sprinkling, and a roof that is approximately 12 years old for added peace of mind. Step outside to a large, fenced backyard complete with a charming brick patio—ideal for summer barbecues, relaxing evenings, or simply enjoying the outdoors. With its timeless brick exterior, generous living spaces, thoughtful updates, and exceptional location close to schools, parks, shopping, and Lake Michigan, this move-in-ready home is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Lakeshore Middle SchoolGrades 6-81.1 mi
8/10
Lakeshore High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Double Oven,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Partial

Bedroom2

  • Level: Main
  • Area: 180
  • Dimensions: 15.00 x 12.00

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12.00 x 11.00

Family Room

  • Level: Main
  • Area: 247
  • Dimensions: 19.00 x 13.00

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Storms,Insulated Windows,Bay/Bow,Window Treatments
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,984
  • Total interior livable area: 1,984 sqft

Kitchen

  • Level: Main
  • Area: 198
  • Dimensions: 18.00 x 11.00

Laundry

  • Level: Main
  • Area: 35
  • Dimensions: 7.00 x 5.00

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18.00 x 13.00

Master Bathroom

  • Level: Main
  • Area: 56
  • Dimensions: 8.00 x 7.00

Master Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13.00 x 13.00

Property

Details

  • Parcel number: 111255910079007

Features

  • Stories: 1

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot,Sidewalk,Ground Cover,Shrubs/Hedges
  • Lot size dimensions: 115 x 132

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$165$1,980
Property Taxes $639$7,668
Electricity $216$2,596
Total$2,986$35,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,377/yr
40% on housing$89,580/yr
45% on housing$79,626/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 49085$240
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49085$194
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$389,000
2000-10-02Sold$168,700
1999-06-17Sold$158,000

For Sale by Agent

AgentAnne Gain
Brokerage@properties Christie's International R.E.

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