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8223 Forest Beach Rd, Watervliet, MI, 49098

3beds
2baths
1,180sqft
$400,000
$339price/sqft
$2,705/moest. monthly cost
$108,200/yrincome needed

About This Home

Calling investors! Located in the Pokagon Heights neighborhood of Watervliet Township, this fixer-upper sits on just under an acre and includes a deeded boat slip on Big Paw Paw Lake. With plenty of space and potential, this property is ready for renovation and new vision. Enjoy access to one of Southwest Michigan's premier all-sports lakes while being just minutes from Paw Paw Lake Golf Club, local restaurants, and area beaches. A rare opportunity to invest in a sought-after lake community with added lake access.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
North Elementary SchoolGrades PK,3-50.3 mi
6/10
Watervliet Middle SchoolGrades 6-81.0 mi
6/10

Construction

Condition

  • Year built: 1959

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Window features: Window Treatments

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Property

Details

  • Parcel number: 112160800130018

Features

  • Stories: 1
  • Waterfront features: Lake
  • Waterbody name: Paw Paw Lake

Lot

  • Lot size: 0.72 Acres
  • Features: Wooded
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$266$3,192
Property Taxes $229$2,748
Electricity $188$2,259
Total$2,705$32,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,742/yr
40% on housing$81,150/yr
45% on housing$72,133/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 49098$192
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49098$163
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$400,000

For Sale by Agent

AgentAndrea Hook-Graham
Brokerage@properties Christie's International R.E.

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