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317 S Harrison St, Berrien Springs, MI, 49103

2beds
1baths
928sqft
$130,000
$140price/sqft
$1,087/moest. monthly cost
$43,480/yrincome needed

About This Home

INVESTMENT OPPORTUNITY OR PRIMARY RESIDENCE NEAR ANDREWS UNIVERSITY! Welcome to 317 S. Harrison St., Berrien Springs, Michigan —This charming bungalow offers just under 1,000 sq. ft. of comfortable living space in a quiet and peaceful neighborhood. This 2-bedroom, 1-bath home is perfect for an investor seeking rental income or an owner-occupant looking to settle in the heart of Southwest Michigan. This home provides a spacious living room, a bright kitchen, and a convenient laundry area, all designed for easy living. The backyard provides an area for pets to run or can be used to entertain your friends and family. Located just minutes from Andrews University, local wineries, downtown shopping, and restaurants, this home combines small-town charm with excellent proximity to area amenities and the US-31 by-pass. Whether you're expanding your investment portfolio or searching for a welcoming place to call home, this property won't last long. Call today to arrange your private showing.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

--
Mars Elementary SchoolGrades PK-20.3 mi
8/10
8/10

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Partial,Walk-Out Access

Bathroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Carpet
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 928
  • Total interior livable area: 928 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 113201180073002

Features

  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Features: Level,Sidewalk,Shrubs/Hedges
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$65$780
Property Taxes $177$2,124
Electricity $188$2,259
Total$1,087$13,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,268/yr
40% on housing$32,610/yr
45% on housing$28,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 49103$213
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49103$167
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Contingent$130,000
2026-04-22Listed for sale$130,000
2026-04-08Contingent$130,000
2026-04-06Price change$130,000
2026-01-15Price change$145,000
2025-10-30Listed for sale$159,900

For Sale by Agent

AgentDavid Jardine
Brokerage@properties Christie's International R.E.

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