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4736 South St, Benton Harbor, MI, 49022

2beds
1baths
1,372sqft
$165,000
$120price/sqft
$1,308/moest. monthly cost
$52,320/yrincome needed

About This Home

NEW AND IMPROVED!!! Seller has done ENDLESS updates to this home to make it beautiful and MOVE IN READY! Charming ranch style home on a quiet street in a country setting! Yet close enough to walk to your favorite local places! Updates include: roof, windows, septic system, basement dry system, soffit & fascia, trim, gutters, exterior doors, wood grain vinyl flooring, new kitchen counter tops & cupboards, privacy fence, mud/ laundry room, and fresh paint throughout the whole house!! Make this charming home yours today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

--
2/10
Fair Plain Middle SchoolGrades 6-86.2 mi
2/10
Benton Harbor High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Composition
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Basement

  • Basement: Partial

Bathroom1

  • Level: Main
  • Area: 35.75
  • Dimensions: 6.50 x 5.50

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Wood
  • Finished area below ground: 0

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 1,372
  • Total interior livable area: 1,372 sqft

Kitchen

  • Level: Main
  • Area: 136.4
  • Dimensions: 11.00 x 12.40

Living Room

  • Level: Main
  • Area: 281.25
  • Dimensions: 22.50 x 12.50

Master Bedroom

  • Level: Main
  • Area: 148.8
  • Dimensions: 12.40 x 12.00

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door

Details

  • Parcel number: 110350200077004

Features

  • Stories: 1

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot
  • Lot size dimensions: 150 x 66

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$146$1,752
Property Taxes $140$1,680
Electricity $188$2,259
Total$1,308$15,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,845/yr
40% on housing$39,240/yr
45% on housing$34,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$162
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$165,000
2026-08-05Contingent$165,000
2026-07-21Listed for sale$165,000
2026-06-15Listing removed$165,000
2026-05-19Listed for sale$165,000
2026-05-06Contingent$165,000
2026-04-21Listed for sale$165,000
2017-02-10Sold$17,200
2017-02-10Pending sale$32,900
2016-04-08Listed for sale$32,900
2009-08-18Sold$16,000
2009-06-27Price change$16,900
2009-05-15Listed for sale--
2008-04-30Sold$86,287

For Sale by Agent

AgentJadelynn Bayes
BrokerageReal Estate Warehouse L.L.C.

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