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1354 Hurd Ave, Benton Harbor, MI, 49022

1beds
1baths
728sqft
$67,000
$92price/sqft
$641/moest. monthly cost
$25,640/yrincome needed

About This Home

Portfolio Powerhouse -- Investor Special with strong fix-and-flip and value-add potential. This off-market style opportunity is a premier distressed property play for BRRRR buyers, rental portfolio builders, and fix-and-flip specialists seeking a high-margin acquisition. The functional footprint supports efficient cosmetic and mechanical updates to maximize ARV and drive forced appreciation. Located in a neighborhood with increasing reinvestment activity and steady rental demand, this asset offers multiple exit strategies for the savvy investor. Motivated seller.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
2/10
Fair Plain Middle SchoolGrades 6-80.9 mi
2/10
Benton Harbor High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Michigan Basement

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Wood
  • Finished area below ground: 0

Heating

  • Heating features: None

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10.00 x 10.00

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14.00 x 12.00

Master Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11.00 x 11.00

Property

Details

  • Parcel number: 110368900036003

Features

  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 50 x 133

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $338$4,056
Home Insurance *$59$708
Property Taxes $56$672
Electricity $188$2,259
Total$641$7,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,977/yr
40% on housing$19,230/yr
45% on housing$17,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$163
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Price change$67,000
2026-06-19Listed for sale$75,000

For Sale by Agent

AgentCharles Campbell
BrokerageListWithFreedom.com

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