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815 Milo St, Benton Harbor, MI, 49022

2beds
1baths
720sqft
$135,000
$188price/sqft
$1,103/moest. monthly cost
$44,120/yrincome needed

About This Home

Welcome to the perfect blend of modern updates and affordability. Situated on nearly half an acre, this beautifully renovated 2-bedroom, 1-bath home has been thoughtfully renovated so you can simply move in and enjoy. Inside, you'll find a bright, inviting interior featuring extensive renovations, including updated electrical and plumbing, creating peace of mind for years to come. A durable new metal roof adds even more long-term value and low-maintenance living. Step outside and imagine the possibilities. The spacious lot offers plenty of room for entertaining, gardening, pets, or simply enjoying your own slice of Southwest Michigan. A concrete slab is already in place, providing an excellent head start for building the garage or workshop you've always wanted. Whether you're searching for your first home, looking to downsize, or wanting an investment property, this home checks all the boxes with its modern updates, generous yard, and endless potential.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

--
2/10
Fair Plain Middle SchoolGrades 6-84.0 mi
2/10
Benton Harbor High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space,Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Replacement
  • Flooring: Laminate

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Property

Details

  • Parcel number: 110300090030115
  • Zoning description: 401

Features

  • Stories: 1

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 102 x 218 x 109 x 192

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$119$1,428
Property Taxes $114$1,368
Electricity $188$2,259
Total$1,103$13,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,817/yr
40% on housing$33,090/yr
45% on housing$29,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$162
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$135,000
2026-07-09Listed for sale$145,000
2009-03-06Listing removed$24,800
2008-12-10Listed for sale$24,800
2004-02-10Sold$19,500

For Sale by Agent

AgentAshlie M Baddley
BrokerageSouthwest Real Estate LLC

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