2530 Holiday House Rd, Saint Joseph, MI, 49085
About This Home
FOR SALE BY OWNER Spacious 5-bedroom, 3.5-bath condominium with over 3,000 square feet of finished living space in the highly desirable Shoreham/St. Joseph area. This well-maintained home features an open-concept floor plan, cathedral ceilings, abundant natural light, a cozy gas fireplace, main-floor primary suite, first-floor laundry, and an attached 2-car garage. The layout offers exceptional flexibility for families, remote work, entertaining, or hosting guests. The second floor features a spacious loft/lobby area, three additional bedrooms, and a full bathroom, providing a comfortable and private living space separate from the main-floor primary suite. The finished lower level adds even more living space with a large recreation area, full bathroom, and fifth bedroom—ideal for guests, a home office, fitness room, or multi-generational living. Recent major updates include: • New furnace (2025) • Central air conditioning replaced in 2022 • Updated appliances Conveniently located just minutes from downtown St. Joseph, Lake Michigan beaches, restaurants, shopping, wineries, parks, and all that Southwest Michigan has to offer. Seller is willing to provide back $$ flooring and paint allowance with an acceptable offer, allowing buyers to personalize cosmetic finishes to reflect their own style and preferences. If you're looking for space, functionality, and value in one of the area's most sought-after communities, this home is a must-see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: Condo
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 3,180 sqft
Property
Details
- Parcel number: 4366000005007
Features
- Exterior features: Shingle,Brick
- Has view: Yes
- View description: None
Lot
- Lot size: 25 sqft
Parking
- Total spaces: 4
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $331 | $3,972 |
| Electricity | $346 | $4,162 |
| Total | $2,813 | $33,756 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $389,900 |
| 2015-09-14 | Sold | $240,000 |
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