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2854 Oak St, Stevensville, MI, 49127

5beds
5baths
2,523sqft
$305,000
$121price/sqft
$2,434/moest. monthly cost
$97,360/yrincome needed

About This Home

Motivated Sellers - Bring all offers! Rare investment opportunity in the heart of Stevensville! This expansive property at 2854 Oak St is comprising of three lots under one ID providing a large 0.46-acre lot, offering massive frontage and an oversized concrete driveway with ample parking. The home is a large 1.5-story residence with a functional 1950s build and 1980s updates, now ready for a full cosmetic overhaul to reach its true potential. Boasting over 3,100 square feet of finished living space, the layout is incredibly versatile and investor-friendly, with every single level including the main, walk-out downstairs, and basement featuring their own exterior exit points. This unique setup makes the home a prime candidate for multi-generational living or a high-capacity rental conversion after some love and sprucing up. The main house features five bedrooms and 5 bathrooms total, supported by a 200-amp electrical service(s) and a forced air heating and a/c cooling system(s). Step outside to find a sprawling 698-square-foot treated wood deck on the side of the house giving easy access to the apartment above the garage. Adding even more value is a second building on the property consisting of a large two-car detached garage with a finished apartment above which is providing just under 900 sqft of immediate secondary living space or home office. The location is truly unbeatable, placing you within walking distance to the shops and amenities of downtown Stevensville while keeping you moments away from major big-box retailers and the Red Arrow Highway for easy travel. This property is being sold strictly as-is, with all kitchen appliances and existing storage sheds included in the sale. Whether you are looking for a significant renovation project or a large-scale home to customize in a prime location, this property offers the bones and the space to make it happen.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
8/10
Lakeshore Middle SchoolGrades 6-81.8 mi
8/10
Lakeshore High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Basement,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Walk-Out Access

Bathroom1

  • Level: Main
  • Area: 36
  • Dimensions: 4.00 x 9.00

Bathroom2

  • Level: Upper
  • Area: 72
  • Dimensions: 8.00 x 9.00

Bathroom3

  • Level: Lower
  • Area: 63
  • Dimensions: 9.00 x 7.00

Bathroom4

  • Level: Basement
  • Area: 18
  • Dimensions: 3.00 x 6.00

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 9.00 x 12.00

Bedroom3

  • Level: Upper
  • Area: 252
  • Dimensions: 14.00 x 18.00

Bedroom4

  • Level: Upper
  • Area: 182
  • Dimensions: 14.00 x 13.00

Bedroom5

  • Level: Lower
  • Area: 300
  • Dimensions: 20.00 x 15.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement
  • Area: 240
  • Dimensions: 12.00 x 20.00

Dining Area

  • Level: Main
  • Area: 98
  • Dimensions: 14.00 x 7.00

Family Room

  • Level: Main
  • Area: 204
  • Dimensions: 12.00 x 17.00

Features

  • Ceiling Fan(s)
  • Window features: Storms
  • Flooring: Carpet,Ceramic Tile,Linoleum,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 227

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,045
  • Total interior livable area: 2,523 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 9.00 x 14.00

Living Room

  • Level: Basement
  • Area: 238
  • Dimensions: 14.00 x 17.00

Living Room

  • Level: Main
  • Area: 162
  • Dimensions: 18.00 x 9.00

Loft

  • Level: Upper
  • Area: 84
  • Dimensions: 6.00 x 14.00

Master Bathroom

  • Level: Main
  • Area: 45
  • Dimensions: 5.00 x 9.00

Master Bedroom

  • Level: Main
  • Area: 273
  • Dimensions: 21.00 x 13.00

Utility Room

  • Level: Basement
  • Area: 120
  • Dimensions: 8.00 x 15.00

Utility Room

  • Level: Lower
  • Area: 56
  • Dimensions: 8.00 x 7.00

Property

Details

  • Parcel number: 114522500035001

Features

  • Stories: 2

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 150 x 132

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$91$1,092
Property Taxes $526$6,312
Electricity $275$3,302
Total$2,434$29,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,451/yr
40% on housing$73,020/yr
45% on housing$64,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 49127$219
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49127$203
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$350,000
2026-03-22Price change$365,000
2026-02-01Price change$385,000
2026-01-01Listed for sale$395,000

For Sale by Agent

AgentVictoria Knight
BrokerageCentury 21 Affiliated

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