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255 High St, Benton Harbor, MI, 49022

3beds
1baths
1,533sqft
$155,200
$101price/sqft
$1,416/moest. monthly cost
$56,640/yrincome needed

About This Home

Imagine coming home - Natural light pours through the windows, highlighting fresh paint, warm luxury vinyl plank flooring, and an open, inviting layout that's ready for everyday living. The kitchen is the heart of the home, featuring brand-new cabinetry, gorgeous butcher block countertops, modern black fixtures, and plenty of workspace whether you're making dinner, helping with homework, or enjoying your morning coffee. The updated bathroom continues the fresh, modern feel, while the spacious 1,533-square-foot floor plan offers room to grow without sacrificing comfort. If you've been renting and wondering when the right home would come along, this could be your opportunity.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

2/10
Fair Plain Middle SchoolGrades 6-82.0 mi
2/10
Benton Harbor High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Wood

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,533
  • Total interior livable area: 1,533 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12.00 x 14.00

Living Room

  • Level: Main
  • Area: 256
  • Dimensions: 16.00 x 16.00

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14.00 x 15.00

Property

Details

  • Parcel number: 115211500011003

Features

  • Stories: 2

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 50 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $784$9,408
Home Insurance *$137$1,644
Property Taxes $307$3,684
Electricity $188$2,259
Total$1,416$16,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,548/yr
40% on housing$42,480/yr
45% on housing$37,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 49022$162
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49022$111
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$155,200
2026-06-20Listed for sale$160,000
2026-02-28Listing removed$45,000
2026-02-11Price change$45,000
2025-12-22Listed for sale$47,950
2025-09-18Pending sale$47,950
2025-09-08Price change$47,950
2025-08-27Listed for sale$52,500
2025-05-02Listing removed--
2025-04-17Pending sale$52,500
2025-03-28Listed for sale$52,500
2025-03-28Pending sale$52,500
2025-03-18Listed for sale$52,500

For Sale by Agent

AgentCharles Campbell
BrokerageListWithFreedom.com

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