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1020 N 8th St, Niles, MI, 49120

2beds
1baths
710sqft
$115,000
$162price/sqft
$934/moest. monthly cost
$37,360/yrincome needed

About This Home

So cute and cozy! Recently updated and refreshed for your convenience. Move in ready and located near many businesses but on a quiet street. This won't last long, don't wait to see it!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
7/10
Niles Senior High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 72
  • Dimensions: 8.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 64
  • Dimensions: 8.00 x 8.00

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 710
  • Total interior livable area: 710 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 9.00 x 13.00

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 18.00 x 10.00

Master Bedroom

  • Level: Main
  • Area: 80
  • Dimensions: 8.00 x 10.00

Property

Details

  • Parcel number: 117137500096001

Features

  • Stories: 1

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 52 x 66

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$68$816
Property Taxes $97$1,164
Electricity $188$2,259
Total$934$11,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,022/yr
40% on housing$28,020/yr
45% on housing$24,906/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 49120$132
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49120$152
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$115,000
2026-07-29Listed for sale$115,000
2026-07-25Listing removed$115,000
2026-05-11Pending sale$115,000
2026-05-07Listed for sale$115,000
2021-04-22Sold$11,000
2010-06-17Sold$5,900
2009-06-19Sold$20,610

For Sale by Agent

AgentTricia Miller
BrokerageCressy & Everett Real Estate

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