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12370 Dunes Rd, Sawyer, MI, 49125

5beds
3baths
2,649sqft
$899,000
$339price/sqft
$6,768/moest. monthly cost
$270,720/yrincome needed

About This Home

Discover this dream home in Sawyer, Michigan--in the desirable Harbor Country area! This updated brick ranch is just minutes away from Lake Michigan and Warren Dunes State Park. With over 2,600 square feet of living space on nearly an acre, it's perfect for large gatherings and year-round living. The open kitchen features a gas cooktop, double Wolf ovens, and a spacious dining area. The home includes three main-level bedrooms and three full bathrooms, as well as two additional rooms in the renovated basement. Relax in the family room, with a vaulted ceiling, a gas fireplace, and large picture windows, or unwind in the three-season room that leads to a generous deck. Outdoor highlights include a fire pit, hammock, a playhouse, and an outdoor shower, all backing up to the natural area of Tower Hill Camp. Conveniently located west of Red Arrow Hwy, close to downtown, and many Lake Michigan beaches. Ideal as a vacation retreat or a forever home in Michigan. Schedule your showing today!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
5/10
River Valley High SchoolGrades 6-123.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Basement: Crawl Space,Partial

Bathroom2

  • Level: Main
  • Area: 66
  • Dimensions: 6.00 x 11.00

Bathroom3

  • Level: Main
  • Area: 31.5
  • Dimensions: 7.00 x 4.50

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 9.00 x 11.00

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 10.00 x 11.00

Bedroom4

  • Level: Basement
  • Area: 170
  • Dimensions: 17.00 x 10.00

Bedroom5

  • Level: Basement
  • Area: 135
  • Dimensions: 15.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Area

  • Level: Main
  • Area: 108
  • Dimensions: 9.00 x 12.00

Dining Room

  • Level: Main
  • Area: 240
  • Dimensions: 20.00 x 12.00

Family Room

  • Level: Main
  • Area: 396
  • Dimensions: 22.00 x 18.00

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Formal Dining,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 465

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,649 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12.00 x 12.00

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 6.00 x 7.00

Master Bathroom

  • Level: Main
  • Area: 112
  • Dimensions: 8.00 x 14.00

Master Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12.00 x 12.00

Other

  • Level: Main
  • Area: 114
  • Dimensions: 6.00 x 19.00

Property

Details

  • Parcel number: 110733700031015

Features

  • Stories: 1
  • Patio & porch: Scrn Porch
  • Exterior features: Play Equipment
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 0.72 Acres
  • Features: Wooded,Ravine,Shrubs/Hedges
  • Lot size dimensions: 250 x 125 x 250 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$151$1,812
Property Taxes $1,784$21,408
Electricity $288$3,467
Total$6,768$81,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,045/yr
40% on housing$203,040/yr
45% on housing$180,480/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 49125$407
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49125$369
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$930,000
2025-10-14Listed for sale$975,000
2020-09-28Sold$495,000
2020-09-28Listed for sale$495,000
2020-08-03Listing removed$495,000
2020-07-29Listed for sale$495,000

For Sale by Agent

AgentKimberly Fenech
Brokerage@properties Christie's International R.E.

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