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8405 N Vassar Rd, Mount Morris, MI, 48458

4beds
1baths
1,676sqft
$74,250
$44price/sqft
$781/moest. monthly cost
$31,240/yrincome needed

About This Home

With over 1600 SF this home offers plenty of space for your family to grow! Featuring 4 bedrooms and 1 bath . Large eat-in kitchen with plenty of counter space and cabinets! The home is bright and welcoming with lots of windows! The living room is perfect for family gatherings! There is a unfinished basement - good for storage and a 2 car detached garage. Home sits on approx .6 acre - great for the children and pets to play!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Moore Elementary SchoolGrades 2-35.5 mi
2/10
3/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Basement,Stone
  • Construction materials: Aluminum Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Bedroom

  • Level: Entry
  • Area: 90
  • Dimensions: 10 X 9

Bedroom

  • Level: Second
  • Area: 140
  • Dimensions: 10 X 14

Bedroom

  • Level: Second
  • Area: 120
  • Dimensions: 10 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,676

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,676 sqft

Kitchen

  • Level: Entry
  • Area: 168
  • Dimensions: 12 X 14

Living Room

  • Level: Entry
  • Area: 140
  • Dimensions: 10 X 14

Other

  • Level: Entry
  • Area: 48
  • Dimensions: 6 X 8

Property

Details

  • Parcel number: 1101200008
  • Special condition: Real Estate Owned,Short Sale No
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One And One Half
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 110 x 238

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $375$4,500
Home Insurance *$79$948
Property Taxes $139$1,668
Electricity $188$2,259
Total$781$9,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,777/yr
40% on housing$23,430/yr
45% on housing$20,826/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 48458$66
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48458$113
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-06Sold$124,583

Unknown Listed By

AgentRyan P McFarlane
BrokerageMcFarlane Group Real Estate LLC

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