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11146 Lovejoy Rd, Linden, MI, 48451

1beds
1baths
100sqft
$279,900
$2,799price/sqft
$2,235/moest. monthly cost
$89,400/yrincome needed

About This Home

Fantastic opportunity in the Linden School District! This unique 17-acre property offers an incredible head start on building your dream home, featuring a well, septic system, established driveway, and a poured basement that is partially finished. The upper level has rough-framed exterior walls and a metal roof (this portion was done approx. 5-6 years ago). The foundation, well and septic were completed in early 1990's and semi-finished as a berm house. The original home has a geothermal heating system that is currently not working. Seller is heating and cooling with a mini-split unit that was new in 2025. The seller’s vision includes a 3-bedroom, 2-bath home with an additional 8-foot expansion and an attached garage to be added. The basement offers over 1,800 square feet of space, with approximately two-thirds currently semi-finished and being used as a laundry room, kitchen, dining area, living room, bedroom, bathroom, and large walk-in closet. It also features three walkout access points and daylight windows, providing excellent additional living potential. Outside, you’ll find two storage sheds and frontage along the Yellow River Drain, which flows into Mud Lake, creating a beautiful natural setting and a great place to kayak! An added bonus is that the property includes three surveyed building sites that may be eligible for separate sale in the future (land division process has not been started). Bring your own vision and creativity—this rare property offers endless possibilities and could become the perfect place to call home! The home is offered with cash terms, and the seller will possibly look at financing options such as a construction loan or non-conventional mortgage based on unfinished portions of the home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
5/10
Byron Area Middle SchoolGrades 6-84.2 mi
4/10
Byron Area High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Water Softener Owned,Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Walk-Out Access,Concrete

Bathroom1

  • Features: Laminate
  • Level: Basement
  • Area: 64

Bedroom1

  • Features: Wood
  • Level: Basement
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Wood
  • Level: Basement
  • Area: 264

Features

  • Flooring: Wood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 100

Heating & Cooling

  • Heating features: Wall Furnace,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,936
  • Total interior livable area: 100 sqft

Kitchen

  • Features: Wood
  • Level: Basement
  • Area: 286

Living Room

  • Features: Wood
  • Level: Basement
  • Area: 195

Property

Details

  • Parcel number: 0132400019
  • Zoning description: Residential
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Creek/Stream/Brook
  • Waterbody name: Yellow River Drian
  • Frontage type: Road
  • Frontage length: 820

Lot

  • Lot size: 16.80 Acres
  • Features: Wooded,Rural,Rolling/Hilly
  • Lot size dimensions: 820 x 894 x 700 x 1340

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$101$1,212
Property Taxes $531$6,372
Electricity $188$2,259
Total$2,235$26,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,628/yr
40% on housing$67,050/yr
45% on housing$59,600/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,799This listing

vs Other Active Listings

Avg $/sqft

ZIP 48451$188
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48451$191
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$279,900
2011-03-17Sold$118,000
2010-12-11Price change$129,500
2010-11-06Price change$144,000
2010-09-17Listed for sale$150,000
2006-12-28Sold$140,000
2006-10-17Sold$76,213

For Sale by Agent

AgentBarbara Roll-Wyzga
BrokerageKeller Williams First

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