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9094 Hill Rd, Swartz Creek, MI, 48473

3beds
2baths
1,196sqft
$375,000
$314price/sqft
$2,992/moest. monthly cost
$119,680/yrincome needed

About This Home

OPEN HOUSE SUNDAY AUG. 9 FROM 1-2:30: This well-kept Bi-level home sits on 5.36 partially wooded Acres. The extra garage is a wood workers dream. The 5.36 acres was originally 2 lots, the township said you could split them again. The lower level has a rough plumbed bath, the overall, square footage can practically be doubled at a affordable price. The A/C was just topped off with new coolant. The location is great for commuters, it's within 7 miles of 75, 23 and only 3 miles from the Morrish Road on ramp to 69. This home has been appraised.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Syring Elementary SchoolGrades PK-20.6 mi
4/10
5/10
Swartz Creek High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Basement,Concrete Perimeter
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 99

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Main
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,196

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 1,196 sqft

Property

Details

  • Parcel number: 1003400017
  • Special condition: Private

Features

  • Levels: Bi-Level
  • Waterfront features: Pond
  • Frontage type: Road
  • Frontage length: 670

Lot

  • Lot size: 5.36 Acres
  • Lot size dimensions: 670 x 995 x 714 x

Parking

  • Total spaces: 3
  • Parking features: Garage,Attached,Electric in Garage,Garage Door Opener,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$201$2,412
Property Taxes $707$8,484
Electricity $188$2,259
Total$2,992$35,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,582/yr
40% on housing$89,760/yr
45% on housing$79,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 48473$146
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48473$153
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$367,500
2026-07-18Listed for sale$375,000
1994-10-17Sold$130,000

For Sale by Agent

AgentMatthew C Henry
BrokerageBanacki Properties

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