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9205 Neff Rd, Clio, MI, 48420

2beds
1baths
832sqft
$214,900
$258price/sqft
$1,643/moest. monthly cost
$65,720/yrincome needed

About This Home

OPEN HOUSE - SUNDAY AUG. 16TH FROM 1-3 PM. COME SEE THIS GORGEOUS, RENOVATED, MOVE-IN READY HOME WITH POLE BARN AND 1 ACRE! Welcome home to your own private slice of country paradise! Situated on a full acre, this stunning 2-bedroom, 1-bath home has been completely transformed from top to bottom, offering the perfect blend of modern updates and peaceful rural living. Step inside and be greeted by a gorgeous, brand-new kitchen featuring new cabinetry (with protective coverings still in place!), new countertops, sink, faucet, lighting, luxury vinyl flooring, and brand-new appliances that have never been used. Beautiful hardwood floors throughout the home have just been professionally sanded, stained, and polished—ready for you to make your first memories. No detail has been overlooked! Enjoy peace of mind with new windows, new lighting, updated door hardware, fresh paint throughout, and a completely remodeled bathroom featuring a new vanity, mirror, toilet, shower surround, fixtures, and flooring. The updates continue outside with brand-new siding, a charming new front deck with lighting, fresh landscaping, and a new concrete walkway that creates incredible curb appeal from the moment you arrive. Major mechanicals have already been taken care of with a new furnace and central air, while the home's roof is approximately 6 years old. Need extra space? The impressive 20x24 pole barn/garage is a dream come true, featuring a new roof, new siding, concrete floors, an updated electrical panel with 220V service, and endless possibilities for hobbies, storage, or a workshop. An additional outbuilding offers the perfect opportunity for a chicken coop, garden shed, or the ultimate she-shed retreat. Outside, the hard work has already been done! The property has been cleared and cleaned, creating ample room for gardening, entertaining, evenings around the fire pit, or simply enjoying the peaceful country setting. This isn't just a home—it's a fresh start, a lifestyle, and an opportunity you don't want to miss. Homes this move-i

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
2/10
3/10

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Free Standing Electric Oven,Free Standing Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Entry
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet
  • Finished area above ground: 832

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 832 sqft

Kitchen

  • Level: Entry
  • Area: 140
  • Dimensions: 10 X 14

Living Room

  • Level: Entry
  • Area: 266
  • Dimensions: 14 X 19

Other

  • Level: Entry
  • Area: 45
  • Dimensions: 5 X 9

Property

Details

  • Parcel number: 1835400012
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 0.99 Acres
  • Lot size dimensions: 79 x 494

Parking

  • Total spaces: 2.5
  • Parking features: Twoand Half Car Garage,Detached,Electricityin Garage,Garage Faces Front,Oversized,Side Entrance,Workshop In Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$146$1,752
Property Taxes $223$2,676
Electricity $188$2,259
Total$1,643$19,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,331/yr
40% on housing$49,290/yr
45% on housing$43,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 48420$122
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48420$152
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$209,900
2026-07-20Price change$214,900
2026-06-30Listed for sale$223,900
2025-09-16Sold$65,000
2025-09-05Pending sale$65,000

For Sale by Agent

AgentTara McNamara
BrokerageCrown Real Estate Group

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