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4409 Pengelly Rd, Flint, MI, 48507

4beds
2baths
1,318sqft
$59,900
$45price/sqft
$639/moest. monthly cost
$25,560/yrincome needed

About This Home

Great opportunity to own a spacious 4-to-5-bedroom, 2-full-bath home in a great neighborhood! Featuring solid bones and incredible potential, this property is perfect for an investor looking to add a high-yield asset to their rental portfolio, a flipper seeking their next rehab project, or a handy buyer ready to put on the finishing touches to create a dream home for a large family. The home will require some updates and finishing work throughout, including some drywall completion and general repairs. Excellent exterior features include a fully fenced-in backyard and a detached garage. Tons of upside and space for the price—schedule your showing today and bring your finishing ideas!

Getting Around

46
WalkingCar-Dependent
30
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

3/10
Freeman SchoolGrades PK-60.4 mi
2/10
3/10
Southwestern AcademyGrades 9-121.8 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Basement,Block
  • Construction materials: Aluminum Siding,Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Bedroom

  • Level: Second
  • Area: 126
  • Dimensions: 9 X 14

Bedroom

  • Level: Second
  • Area: 170
  • Dimensions: 10 X 17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,318

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,318 sqft

Other

  • Level: Entry

Other

  • Level: Second

Property

Details

  • Parcel number: 4129151041
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 45 x 100

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$87$1,044
Property Taxes $62$744
Electricity $188$2,259
Total$639$7,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,908/yr
40% on housing$19,170/yr
45% on housing$17,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 48507$45
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48507$81
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$44,900
2026-08-12Price change$47,900
2026-08-10Price change$49,900
2026-08-04Price change$52,900
2026-07-28Listed for sale$59,900
2019-06-13Sold$24,900
2015-10-09Sold$100
2015-08-13Price change$7,200
2015-07-25Price change$100
2015-07-18Price change--
2015-07-09Listed for sale$7,200
2015-04-23Listing removed$8,900
2015-03-19Price change$8,900
2015-02-24Price change$11,900
2015-01-24Listed for sale$13,900
2014-12-04Sold$65,535
2014-08-12Listing removed$9,000
2014-07-27Price change$9,000
2014-06-21Price change$10,000
2014-05-17Price change$11,000
2014-04-19Price change$12,000
2014-03-20Listed for sale$13,750
2005-04-29Sold$61,800
2002-01-18Sold$54,000

For Sale by Agent

AgentWilliam Alvin
BrokerageEpique Realty

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