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1656 Montana Ave, Flint, MI, 48506

3beds
2baths
1,344sqft
$55,000
$41price/sqft
$589/moest. monthly cost
$23,560/yrincome needed

About This Home

Two-unit multifamily property offers immediate rental income. Separate electric per unit. The building features a two-bedroom lower unit and a one-bedroom upper unit. Both units include a refrigerator and stove. Shared amenities consist of a basement with a washer and dryer, a partially fenced yard, and a detached two car garage suitable for storage or parking. Contact us today for more information or to discuss an offer. Seller has requested proof of funds or pre-approval letter prior to walk thru.

Getting Around

23
WalkingCar-Dependent
29
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

2/10
Potter SchoolGrades PK-61.3 mi
2/10
3/10
Southwestern AcademyGrades 9-123.5 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Basement,Block,Poured
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Craftsman
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,344

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 4105134013
  • Zoning description: Residential
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 40.00 x 110.00

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$66$792
Property Taxes $57$684
Electricity $188$2,259
Total$589$7,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,194/yr
40% on housing$17,670/yr
45% on housing$15,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$41This listing

vs Other Active Listings

Avg $/sqft

ZIP 48506$39
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48506$89
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$69,900
2024-06-02Listed for sale$85,000
2024-01-16Sold$45,000
2024-01-08Pending sale$49,000
2023-12-15Listed for sale$49,000
2023-11-15Sold$22,500
2023-11-01Contingent$49,000
2023-10-26Listed for sale$49,000
2019-07-01Sold$22,500
2007-05-31Sold$30,584

For Sale by Agent

AgentTammy L Osborn
BrokerageHome Choice Properties LLC

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