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3822 Larchmont St, Flint, MI, 48532

2beds
1baths
672sqft
$46,900
$70price/sqft
$518/moest. monthly cost
$20,720/yrincome needed

About This Home

Charming and affordable 2-bedroom home with plenty of potential! Though just 672 sq. ft., this home feels larger inside thanks to its efficient layout. Major updates include a full renovation in 2020, a new electrical panel, a new main sewer line (2023), and a new Rheem furnace installed in December 2025. With solid bones and key mechanical updates already completed, this property offers an excellent opportunity for a first-time homebuyer to build sweat equity or an investor seeking strong ROI. A little TLC will go a long way!

Getting Around

66
WalkingSomewhat Walkable
30
TransitSome Transit
55
BikeBikeable

Schools

6/10
Eisenhower SchoolGrades PK-61.5 mi
2/10
3/10
Southwestern AcademyGrades 9-121.9 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free Standing Refrigerator,Gas Cooktop

Bedroom

  • Level: Entry
  • Area: 120
  • Dimensions: 10 X 12

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 672

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 672 sqft

Other

  • Level: Entry
  • Area: 50
  • Dimensions: 10 X 5

Property

Details

  • Parcel number: 4022280028
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $237$2,844
Home Insurance *$45$540
Property Taxes $48$576
Electricity $188$2,259
Total$518$6,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,760/yr
40% on housing$15,540/yr
45% on housing$13,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 48532$69
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48532$105
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$46,900
2026-06-15Listed for sale$49,900
2020-01-24Sold$29,900
2020-01-17Pending sale$34,900
2020-01-08Listed for sale$34,900
2019-05-20Listing removed$600
2019-05-14Listed for rent$600
2019-04-11Sold$4,095
2018-12-21Listed for sale$11,000
2016-06-07Listing removed$10,000
2016-03-23Listed for sale$10,000
2003-04-17Sold$33,000
1999-07-19Sold$34,600

For Sale by Agent

AgentBryan Smith
BrokerageRed Fox Realty LLC

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