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1820 Chelsea Cir, Flint, MI, 48503

3beds
2baths
0sqft
$147,000
--price/sqft
$1,482/moest. monthly cost
$59,280/yrincome needed

About This Home

Property is available for online auction only. See Realty Bid for property, auction, & bidding information. *No showings, no trespassing.

Getting Around

39
WalkingCar-Dependent
35
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

6/10
Eisenhower SchoolGrades PK-60.3 mi
2/10
3/10
Southwestern AcademyGrades 9-120.6 mi

Construction

Condition

  • Year built: 1939

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 1,812

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,812

Property

Details

  • Parcel number: 4024107022
  • Lease amount: 0
  • Special condition: Auction,Real Estate Owned

Lot

  • Lot size: 10,487 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $743$8,916
Home Insurance *$389$4,668
Property Taxes $153$1,836
Electricity $197$2,371
Total$1,482$17,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,811/yr
40% on housing$44,460/yr
45% on housing$39,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 48503$40
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48503$61
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-10-02Sold$124,391
2022-03-30Listing removed--
2018-04-03Sold$110,000
2018-02-22Pending sale$105,000
2018-02-19Price change$105,000
2018-01-17Price change$99,495
2018-01-17Pending sale$99,500
2017-11-08Price change$99,500
2017-10-25Price change$109,900
2017-09-30Listed for sale$119,000
2013-04-09Sold$45,000
2013-01-09Price change$59,900
2013-01-07Price change$62,000
2012-11-07Price change$39,000
2012-11-02Price change$44,900
2012-09-15Price change$49,000
2012-09-12Price change$59,000
2012-09-06Price change$64,800
2012-08-22Price change$69,800
2012-08-15Price change$75,800
2012-07-18Listed for sale$79,800
2001-07-13Sold$160,000

Unknown Listed By

AgentBrian Brockman
BrokerageBang Realty

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