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406 Carton St, Flint, MI, 48505

2beds
2baths
1,176sqft
$89,000
$76price/sqft
$1,141/moest. monthly cost
$45,640/yrincome needed

About This Home

Investor opportunity in Flint! This two-unit property offers two separate units, each featuring one bedroom, one full bathroom, and a kitchen. The property is currently vacant, allowing the new owner to select tenants and establish rental terms. According to assessor records, the property is identified as a TWO UNIT residential structure and is located within the GN-1 residential zoning district. Total building size is approximately 1,176 square feet. Property is not currently rented. Buyer and buyer’s agent to verify all information, measurements, zoning, permitted use, legal occupancy, and potential rental income with the City of Flint.

Getting Around

40
WalkingCar-Dependent
32
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
Brownell STEM AcademyGrades PK-52.1 mi
2/10
3/10
Southwestern AcademyGrades 9-123.5 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Basement,Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Ranch
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,176

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 1,176 sqft

Property

Details

  • Parcel number: 4636480002
  • Zoning description: Residential
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 45 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$411$4,932
Property Taxes $92$1,104
Electricity $188$2,259
Total$1,141$13,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,120/yr
40% on housing$34,230/yr
45% on housing$30,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 48505$20
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48505$35
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$89,000
2026-02-22Listing removed--
2025-12-24Listed for sale$45,000
2025-02-05Sold$3,500
2001-04-25Sold$2,000

For Sale by Agent

AgentEsmeralda Puga
BrokerageExit Ahead Realty

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